Patrick Himes Email & Phone Number

Lisbon, Nh, Us

Lisbon, Nh, Us

Johnstown, Pennsylvania, United States

Preach, Speak, Counsel, direct, minister, encourage familes. Lead services, Sunday School, Bible Studies, Complete visitations, encourage the community, Lead Baptism, Funeral, and Communion Services. The bible is 100% Truth, it can be tuff growing up in today's fast paced world. Kids are our future, and having the tools growing up is the best way to prepare for the Adult life. Jesus died for all, Salvation is key. Its all about having a relationship and not about religion. Blessings.

Windber, Pennsylvania, United States

Organize, Administer Ministry in the Laurel Highlands, All over Somerset, Cambria, Bedford, & Blair counties. Lead/ Guide Huddles, build new huddles. Organize volunteer for special events such as fundraising, camps, 5th Quarters, Fields of faith. But most of all, be active in the community, building relationships, and sharing the gospel. All Glory to God.https://my.fca.org/donation?name=patrickhimes

Windber, Pennsylvania, United States

Customer Service, Credit Analysis, serving buyers and agents to help them achieve the goal of home-ownership.● Originate loans, customer service, trouble shooting, documents, marketing● FHA, VA, 203K, FHLMC, FNMA, Conventional, USDA● Specific First time home buyers program● Build relationships with agents, expert experience in encompass● Review of Credit, Discuss Credit Improvement with customers.●Analyze credit issues, Counsel on Credit, Budget assistance● Brain storming to close loans, Driven, Top notch customer service● Marketing Analyst-Help & Manage other Loan officers● NMLS# 1166456- Proven loans closed, family’s happy!NMLS# 1166456814-509-6074-Office814-418-2352-Cell724-907-8041-Faxpatrick.himes@nrlmortgage.comhttps://nrlmortgage.com/PatrickHimes501 15th Street, Suite 4Windber PA 15963NRL NMLS# 181407

Windber, Pa

Counsel, direct, minister, encourage children & youth ages to the one true God. The bible is 100% Truth, it can be tuff growing up in today's fast paced world. Kids are our future, and having the tools growing up is the best way to prepare for the Adult life. Jesus died for all, Salvation is key. Its all about having a relationship and not about religion. Blessings.

Windber, Pa

● Originate loans, customer service, trouble shooting, documents, marketing ● FHA, VA, 203K, FHLMC, FNMA, Conventional, USDA ● PHFA State Bond program ● Specific First time home buyers program ● Build relationships with agents, expert experience in encompass ● Review of Credit, Discuss Credit Improvement with customers. ●Analyze credit issues, Counsel on Credit, Budget assistance ● Brain storming to close loans, Driven, Top notch customer service ● Marketing Analyst-Using several app's website, to target and market the best product for families needs ● NMLS# 1166456- Proven loans closed, family’s happy!

Windber, Pa

● Originate loans, customer service, trouble shooting, documents, marketing ● FHA, VA, 203K, FHLMC, FNMA, Conventional, USDA ● PHFA & first-time home buyers programs ● Build relationships with agents, expert experience in encompass ● Review of Credit, Discuss Credit Improvement with customers. ●Analyze credit issues ● Brain storming to close loans, Driven, Top notch customer service ● Marketing Analyst-Using several app's website, to target and market the best product for families needs ● NMLS# 1166456- Proven loans closed, family’s happy!

Windber, Pa- Office In Hollidaysburg, Pa

● Originate loans, customer service, trouble shooting, documents, marketing● FHA, VA, 203K, FHLMC, FNMA, Conventional, USDA. PHFA, and FHLB first time home buyers program● Build relationships with agents, advanced experience in encompass● Review of Credit, Discuss Credit Improvement with customers, Credit Analysis● Brain storming to close loans, Driven● Pre-Process loans for the Branch, pulling FHA case numbers, Ordering title, CD’s Reviewing MLO’s input, qualifying documentation, Tax returns, HUD qualifications, Credit reports, , Run DU, LP, set up aggregate/escrow lines, QC Title, appraisals, documents,reports● NMLS# 1166456- Proven loans closed, family’s happy!

Windber, Pa ( Office In Holidaysburg, Pa)

● Originate loans, customer service, trouble shooting, documents, marketing● FHA, VA, 203K, FHLMC, FNMA, Conventional, USDA● Build relationships with agents, advanced experience in encompass● Review of Credit, Discuss Credit Improvement with customers, Credit Analysis● Brain storming to close loans, Driven● Process loans for the Branch, pulling FHA case numbers, Ordering title, CD’s Reviewing MLO’s input, qualifying documentation, Tax returns, HUD qualifications, Credit reports, Title Vetting/Eligibility, VOE, FEMA/Flood zones, Run DU, LP, set up aggregate/escrow lines. Submission for UW review, and Final review, Schedule Closings, QC Title, appraisals, documents, fraud reports● NMLS# 1166456- Proven loans closed, family’s happy!

Telecommute, Work From Home

● Uphold the Citi brand name, acting as one team to ensure results. Proven action, proven results, Money saved!●Quality processed error free of Initial, final, third party, short sale, Deed in Lieu, and supplemental accounting claims for Freddie Mac Investor● Knowledge of Investor guidelines, coding and billing of claims.● Analysis of incoming claims that consists of taxes, insurance, property preservation and reo costs.● Extensive accounting to balance ledgers from several different GL’s● Daily review without errors of account status for possible claims, i.e., vacant, sold, repurchase, redemption, ECT.● Made exclusive improvements with Freddie Mac, attorneys, and internal and external customers to ensure fast turnaround● 100% Reconciliation of accounts to match cash in and out multiple accounts!● Organized and compiled Legal process-statute’s review & court documents for the entire company, housed in the Internal U drive● Negotiated HOA billings from attorneys, according to state law SAVING the company nearly a million dollars! ● Researched and obtain HOA information, updated billing, foreclosure deed, lien Information, and legal process, upheld litigation if necessary ● Company lead-assist/coach agents, managers and attorneys to resolve HOA accounting defaulted accounts, collections, educate on state laws in USA● Very analytic of all amounts of cash in and out to balance, Perfection ● Correction of error reports of processors to ensure timely quality, and filing, slashing down time● Review & Audit third party bypass report to correct loan boarding. Correct and coach agents. Crushing time limits to get funds fast!

● Received highest possible performance rating for fiscal year 2013 ● Uphold the Citi brand name, acting as one team to ensure results ●Process Initial, final, third party, short sale, Deed in Lieu, and supplemental accounting claims for Freddie Mac Investor ● Analysis of incoming claims that consists of taxes, insurance, property preservation and Reo costs. ● Extensive accounting to balance ledgers from several different GL’s ● Review account status for possible claims, i.e., vacant, sold, repurchase, redemption, ECT. ● Work with Freddie Mac, attorneys, and internal and external customers to ensure fast turnaround ● Reconciliation of accounts to match cash in and out daily ● Legal process-statute’s review & court documents ● Reviewed and researched HOA bills, contacted HOA/management companies, as well as attorney’s to resolve delinquency ● Researched and obtain HOA information, updated billing, foreclosure deed, lien Information, and legal process. Negotiate excessive HOA fees to reduce amount due, uphold litigation if necessary ● Very analytic of all amounts of cash in and out to balance ● Review reports of processors to ensure timely quality, and filing. ● HOA team lead-assist/coach agents, managers and attorneys to resolve HOA accounting defaulted accounts, collections, educate on state laws in USA ● Review and Audit third party bypass report to correct errors of loan boarding to ensure timely payments. Correct and coach.

Holidaysburg, Pa Branch ( Serving Johnstown Area)

Mortgage loan origination, Loan products. Norcom is a Direct lender and we service 80% of what we close. FHA, VA, USDA, 203K rehab,FHLMC FNMA conventional. I also help if your credit score is a bit low to bring it up, and help with budgeting and planning towards YOUR home mortgage goal(s)

● Designed and wrote test scripts around the business needs to certain changes and updates to any and all aspects of the REO business website including, redemption, agent assign, reassign, premarketing, asset manager, closing, risk analysis and business rules. ●Tested scripts written by myself or other persons involved, entered any and all information into a data base which will further be reviewed for correction if the test has failed. Corrected for perfection ●Gathered information regarding business rules and obtaining client information to place updates and changes to the new portal system, writing offers, listings, risk analysis, and listing agreement. ● Set up test loans with MIS and pushed / manipulated stages in the REO Process to give to operations to test loans for pass/fail testing.updates and changes to the new portal system. *Worked with MIS (Tech Group) to test run and to write and operate the new Counter offer document for all Asset Managers after an Offer is accepted. *Work with other Supervisors in the Company to write and test, new tasks writing Offers, Listings, Risk Analysis, and Listing Agreement. * Help other team members according to business needs, Premarketing and other requests. * Set up test loans with MIS and pushed / manipulated stages in the REO Process to give to operations to test loans.

● Processed HOA bills, accounts payable, accounts receivable free of error ● Reviewed and researched HOA bills, contacted HOA/management companies, as well as attorney’s to resolve delinquency, accounts paid ● Utilized multiple programs to pay, review, upload, and budget ledgers. (Payment programs comparable to QuickBooks.) ● Mailed out checks to HOA companies, and or attorneys ● Researched and obtain HOA information, updated billing, foreclosure deed, lien Information, and legal process. ● Contact real estate agents and HOA’s via email phone or fax to obtain billing information. (Access mail mergers to mass email or mail documents) ● Proficient in excel and access database to update and pull information ● Organized departments email box from title, attorneys, other team members, and supervisors, dealing with checks, closings, legal process, estopples and liens. Smashing down time, with same day response ● Handled returned checks, reissued and resolved billing issues, worked in access database to track trends for accurate time studies. ● Reviewed highly escalated issues to resolve HOA foreclosure, HUD Issues closing, title and, lien release to ensure prompt accurate Perfection resolution.

Support/ REO Properties in the USA, base office Frederick, MDTest Script WritingHOA AccountingBPO Appraisal Review/AnnalistCollections/Loss MittTeam Lead Customer Service

As a Team lead on the IRG Team I answered any an all issues from the Customer Service Reps.* I deescalated all calls that the Brw would need a Supervisor, maintain and gained access to all screens and programs from taxes to Insurance to payoffs to filenet. * Ran Team Meetings and maintain the teams Morale to effeteness for the Reps. Researched any and all complex loans to ensure customer satisfaction and returned all calls back to the customerCustomer Resolution Team (CRT)Handled escalated issues from taxes and Insurance to Supervisor calls.Set up escrow accounts for borrowers. Called and verified Information from the Taxing Authority and Insurance Companies, called the borrower back to make sure they were okay with payment increase.Corrected any wrong information that was done when a previous tax or insurance line was set up.Customer Service Rep IAnswered questions about Escrow, Payoffs, Lien Release, and Late Fees.Maintained 100% quality, 95% availability, and 250 second handle time.Complete daily Tax and Insurance reports, to ensure customer satisfaction.Worked delinquent accounts 30 to 45 days past due to set a repay plan to keep the borrower in their home.Completed outbound campaigns such as Welcome calls, Collection calls and Automatic Payment withdraw program calls.Wrote Welcome letters, Verification of Mortgages, Histories, and Payoffs.Mortgage Software knowledge of Fidelity, Filenet, Early Resolution, and Davox Dialer.

Biblical Studies, Pastoral Ministry

Job Review Customer Serivce

Computer Information Technology

Computer Information

Education record

Customer Interaction, classes to handle escalated issues and office technology