Patrick Himes Email & Phone Number

Lisbon, NH, US

Lisbon, NH, US

Johnstown, Pennsylvania, United States

Preach, Speak, Counsel, direct, minister, encourage familes. Lead services, Sunday School, Bible Studies, Complete visitations, encourage the community, Lead Baptism, Funeral, and Communion Services. The bible is 100% Truth, it can be tuff growing up in today's fast paced world. Kids are our future, and having the tools growing up is the best way to.

Windber, Pennsylvania, United States

Organize, Administer Ministry in the Laurel Highlands, All over Somerset, Cambria, Bedford, & Blair counties. Lead/ Guide Huddles, build new huddles. Organize volunteer for special events such as fundraising, camps, 5th Quarters, Fields of faith. But most of all, be active in the community, building relationships, and sharing the gospel. All Glory to.

Windber, Pennsylvania, United States

• Customer Service, Credit Analysis, serving buyers and agents to help them achieve the goal of home-ownership.
• Originate loans, customer service, trouble shooting, documents, marketing
• FHA, VA, 203K, FHLMC, FNMA, Conventional, USDA
• Specific First time home buyers program
• Build relationships with agents, expert experience in encompass
• Review of Credit, Discuss Credit Improvement with customers.

Windber, PA

Counsel, direct, minister, encourage children & youth ages to the one true God. The bible is 100% Truth, it can be tuff growing up in today's fast paced world. Kids are our future, and having the tools growing up is the best way to prepare for the Adult life. Jesus died for all, Salvation is key. Its all about having a relationship and not about religion..

Windber, PA

• Originate loans, customer service, trouble shooting, documents, marketing
• FHA, VA, 203K, FHLMC, FNMA, Conventional, USDA
• PHFA State Bond program
• Specific First time home buyers program
• Build relationships with agents, expert experience in encompass
• Review of Credit, Discuss Credit Improvement with customers.

Windber, PA

• Originate loans, customer service, trouble shooting, documents, marketing
• FHA, VA, 203K, FHLMC, FNMA, Conventional, USDA
• PHFA & first-time home buyers programs
• Build relationships with agents, expert experience in encompass
• Review of Credit, Discuss Credit Improvement with customers.
• Analyze credit issues

Windber, PA- Office In Hollidaysburg, PA

• Originate loans, customer service, trouble shooting, documents, marketing
• FHA, VA, 203K, FHLMC, FNMA, Conventional, USDA. PHFA, and FHLB first time home buyers program
• Build relationships with agents, advanced experience in encompass
• Review of Credit, Discuss Credit Improvement with customers, Credit Analysis
• Brain storming to close loans, Driven
• Pre-Process loans for the Branch, pulling FHA case numbers, Ordering title, CD’s Reviewing MLO’s input, qualifying documentation, Tax returns, HUD qualifications, Credit reports,, Run DU, LP, set up aggregate/escrow.

Windber, PA ( Office In Holidaysburg, PA)

• Originate loans, customer service, trouble shooting, documents, marketing
• FHA, VA, 203K, FHLMC, FNMA, Conventional, USDA
• Build relationships with agents, advanced experience in encompass
• Review of Credit, Discuss Credit Improvement with customers, Credit Analysis
• Brain storming to close loans, Driven
• Process loans for the Branch, pulling FHA case numbers, Ordering title, CD’s Reviewing MLO’s input, qualifying documentation, Tax returns, HUD qualifications, Credit reports, Title Vetting/Eligibility, VOE, FEMA/Flood.

Telecommute, Work From Home

• Uphold the Citi brand name, acting as one team to ensure results. Proven action, proven results, Money saved!
• Quality processed error free of Initial, final, third party, short sale, Deed in Lieu, and supplemental accounting claims for Freddie Mac Investor
• Knowledge of Investor guidelines, coding and billing of claims.
• Analysis of incoming claims that consists of taxes, insurance, property preservation and reo costs.
• Extensive accounting to balance ledgers from several different GL’s
• Daily review without errors of account status for possible claims, i.e., vacant, sold, repurchase, redemption, ECT.

• Received highest possible performance rating for fiscal year 2013
• Uphold the Citi brand name, acting as one team to ensure results
• Process Initial, final, third party, short sale, Deed in Lieu, and supplemental accounting claims for Freddie Mac Investor
• Analysis of incoming claims that consists of taxes, insurance, property preservation and Reo costs.
• Extensive accounting to balance ledgers from several different GL’s
• Review account status for possible claims, i.e., vacant, sold, repurchase, redemption, ECT.

Holidaysburg, PA Branch ( Serving Johnstown area)

Mortgage loan origination, Loan products. Norcom is a Direct lender and we service 80% of what we close. FHA, VA, USDA, 203K rehab,FHLMC FNMA conventional. I also help if your credit score is a bit low to bring it up, and help with budgeting and planning towards YOUR home mortgage goal(s)

• Designed and wrote test scripts around the business needs to certain changes and updates to any and all aspects of the REO business website including, redemption, agent assign, reassign, premarketing, asset manager.
• Tested scripts written by myself or other persons involved, entered any and all information into a data base which will further be reviewed for correction if the test has failed. Corrected for perfection
• Gathered information regarding business rules and obtaining client information to place updates and changes to the new portal system, writing offers, listings, risk analysis, and listing agreement.
• Set up test loans with MIS and pushed / manipulated stages in the REO Process to give to operations to test loans for pass/fail testing.updates and changes to the new portal system. *Worked with MIS (Tech Group) to.

• Processed HOA bills, accounts payable, accounts receivable free of error
• Reviewed and researched HOA bills, contacted HOA/management companies, as well as attorney’s to resolve delinquency, accounts paid
• Utilized multiple programs to pay, review, upload, and budget ledgers. (Payment programs comparable to QuickBooks.)
• Mailed out checks to HOA companies, and or attorneys
• Researched and obtain HOA information, updated billing, foreclosure deed, lien Information, and legal process.
• Contact real estate agents and HOA’s via email phone or fax to obtain billing information. (Access mail mergers to mass email or mail documents)

Support/ REO Properties in the USA, base office Frederick, MDTest Script WritingHOA AccountingBPO Appraisal Review/AnnalistCollections/Loss MittTeam Lead Customer Service

As a Team lead on the IRG Team I answered any an all issues from the Customer Service Reps.* I deescalated all calls that the Brw would need a Supervisor, maintain and gained access to all screens and programs from taxes to Insurance to payoffs to filenet. * Ran Team Meetings and maintain the teams Morale to effeteness for the Reps. Researched any and all.

Biblical Studies, Pastoral Ministry

Job Review Customer Serivce

Computer Information Technology

Computer Information

Education record

Customer Interaction, classes to handle escalated issues and office technology