Patrick Waters is a professional in their field. Colleagues describe him as "Pat Waters is very insightful regarding investment products and services, particularly with a retirement focus. I had the pleasure of collaborating with Pat, promoting him as an eloquent and intelligent spokesperson on behalf of Schwab's retirement products and services over the past three years. He is a highly-effective communicator and connects well with any audience he addresses. Pat is also especially gifted at explaining complex investment strategies in simple, layman's… Show more" and "I had the pleasure of working for Patrick in 2008 and can easily say that he is the best manager I've ever had. Anyone would be lucky to work for him. While Pat allowed me to work autonomously, he was always available if I needed guidance. He is also extremely knowledgeable of the financial industry and can talk to almost any product. Additionally, his professionalism and excellent people-skills made the workplace very enjoyable. I highly recommend Pat as someone to work for, as well… Show more"