Paul Ramsey Email and Phone Number

• Responsible for monthly Financial Performance analysis & reporting and the quarterly forecasting/annual budgeting effort for the Branch Banking business line• Direct management responsibility for a team of financial professionals working remotely across the country to provide financial support to the business line’s regional leadership group• Oversight over the month-end general ledger close process, the completion and distribution of month-end financial performance packages to business line leadership, and the preparation of Board of Directors/Operating Committee review materials• Responsible for determining, monitoring, and providing performance trending on branch and district level profitability

Senior Financial Officer for Retail Banking Branch Operations in the Great Plains Region (consisting of Iowa, Illinois, Kansas, Nebraska, & the Dakotas)• Serve as a strategic business partner to the Lead Regional President and Regional leadership team.• Develop the region’s annual financial plan and direct the monthly P&L forecast process.• Evaluate performance trends and utilize expert opinion to influence business decisions.• Improve Region's revenue and net interest margin by providing product pricing strategy and recommendations.• Optimize branch distribution processes by completing financial modeling and presenting business cases for relocations, sales and acquisitions.

• Completion of monthly analysis and forecasting on WFHM's portfolio-generated revenues & fees. Communication of results to financial management team.• Responsible for preparing and compiling on a business unit-level the annual WFHM Servicing department budget. Direct interaction with management throughout process.• Completion of monthly product valuation analysis and revenue forecasting support in cooperation with WFHM's Capital Markets group.• Responsible for determining assumption drivers for forecasting and valuation of the WFHM mortgage portfolio.

• Performed investment management of a 2000+ unit multifamily portfolio. • Responsible for portfolio financial analysis and annual property-level budget preparation.• Supervised all functions of property management including property marketing & sales campaigns, vendor and tenant relations, and legal/contract matters.• Participated in the preparation of Affordable Housing Tax Credit syndications.

• Responsible for internal and external reporting on AmerUs Group's commercial mortgage portfolio.• Served as Information Technology contact and software systems manager for the department.• Performed mortgage underwriting on prospective commercial loans.

• Completed monthly general ledger accounting and financial statement preparation for AmerUs Leasing subsidiary.• Performed audits on mortgage loan commission calculation for payroll.• Responsible for loan and deposit production reporting using MS Access.