Design and implement Cost Savings programs that actually deliver significant savings in Group Health Insurance that can be measured and proven. If you are tired of the same old presentations with the same stale comments on costs you may find something dramatically different about what we can deliver for you. We cut costs on the contract payments to providers and pharmaceuticals every single day with their contracted approval and we approach this with a clean, effective and understandable process.We also work on Commercial Risk Management Programs and Insurance Coverage for Property, Commercial and Industrial business. Advise clients of lines of coverage needed based on analysis of their operations and exposures. Analyze the custom forms of policies offered and determine which ones are best suited for the operations being carried out, or negotiate custom forms where required on behalf of customers. Manage and reduce the risks and costs by careful review on a regular basis. Oversee both marketing and client service functions to maintain customer care. Design and maintain financial control systems and financial reporting.Finestone Insurance is a member of the S.I.A.A. Agency Group, which transacts over $6 Billion dollars of premiums annually. With both market access and market position, we can help almost anyone.

We get our Cost Control Team clients wonderful opportunities to drop the cost of operations.One of our flagship services is Parcel Shipping.Amazon has succeeded in turning shipping into a competitive advantage and it affects every online Retailer and distributor. We help enhance your competitive position against Amazon (and everyone else) whether you are charging flat rate or variable cost for shipping or giving it away for “free”. We aggregate all shipping modalities for package and LTL onto one easy to use platform.That platform can deliver vastly superior business logic at the point of shipment. It can compare all carriers, their zone charges and mapping and where the package is going, the weight, accessorial charges and business rules and logic to make sure that the shipping spend is not only controlled but truly optimized. On doing analysis for one client using a single shipper, we found that someone had checked off the "signature required" box three years ago, and the client had paid an extra $2.50 on close to a million shipments.In another case, we found that the boxes were incorrectly sized for the majority of shipments going out generating hundreds of thousands of extra costs for no value. In addition, it turned out that all returns that had been shipped priority overnight were also being returned priority overnight. We don't know what we will find for you but given the volumes and costs our expert review is of great value to our clients.For significant shippers we can provide our platform without licensing fees, and it is a tremendous value across the entire package and LTL chain. It is also easy to find out if you qualify for this. Even our evaluation is without charge and easy. The Cost Control Team grew out of our Finance and Risk Management Operations. As a result we have developed an entire tool kit of interesting ways to generate improvements in net cash flow that can support our clients growth and current operations.