I am a senior business and underwriting leader with more than 25 years of experience in driving sustainable growth and transformation for leading global insurers, including NIG, Direct Line Group, Chubb and Royal & Sun Alliance. Having held roles that span full P&L accountability of large businesses through to underwriting strategy, underwriting control, underwriting services and claims, as well as programme management, business architecture and systems consultancy, I have a deep understanding of the full insurance lifecycle and have navigated various market conditions. My expertise: → Business Growth: driving profitable growth, with a long track record of transforming businesses, building market credibility and achieving strong, sustainable performance. Experienced in both organic and M&A growth. → Governance & Control: establishing robust underwriting control environments that empower underwriting teams with accountability, whilst providing frameworks and guidelines to protect the business and effectively manage risks. → Transformation: leading business change that upgrades client experience and operational efficiency, including IT / digital rollout, launch of trading models, propositions and products, operating model and organisational restructuring. → Leadership: building talented teams across underwriting, sales, account management and operational functions, including recruitment and development.