Paul Miller Email & Phone Number

Manchester, England, United Kingdom

⮚ Independent financial advice, specialising in pensions & investments, estate and inheritance tax planning.⮚ Reviewing client’s existing arrangements to identify benefits / penalties, performance and values ahead of the advice stage. ⮚ Initial client interview and fact find to understand individual needs and objectives. ⮚ Advice recommendation and objection handling.⮚ Working together with paraplanning to ensure a smooth customer journey with delivery of all regulated documents prepared to a high standard.⮚ Regular reviews with clients to monitor performance of funds under management, ensure advice remains suitable and identify additional needs and / or referrals.⮚ Competent Adviser Status (CAS)

Northwich, England, United Kingdom

⮚ Subject matter expert, part of a small team with an enhanced authorisation in residential interest only lending. This enabled me to tackle more complex and often higher value lending applications.⮚ Part of a junior leadership team that is responsible for identifying emerging risks and providing solutions through dynamic changes to policy / processes. Providing a deeper understanding of the end-to-end product journey.⮚ Deputising management, leading a regional team of 15 advisers throughout several weeks of the year.⮚ Supporting the wider national team through coaching and capability sessions etc to encourage sales and facilitate growth.⮚ Consistently leading against key performance indicators; adhering to strict compliance standards whilst maintaining a high level of applications.⮚ Completed level 4 Diploma in Advanced Mortgage Advice (DipMAP) expanding on the required qualifications for the role. ⮚ Organised and led several successful Buy to Let mortgage & charity events; raising the banks profile in the local community whilst proactively creating business opportunities.⮚ Liaising with business, commercial & private banking sectors to support referrals across the business and carve a niche as the ‘Go to’ Adviser in the high net worth banking sectors.

Northwich

Hale, Cheshire

⮚ Providing whole of market advice for mortgages and protection within an estate agent:⮚ Big leap of faith into a self-employed role, zero basic salary and 100% reliance on commission & fees generated.⮚ Self-taught CeMAP qualification with part-time study alongside previous employment.⮚ Proactive lead generation in a branch that did not offer financial services previously, starting from the ground up.⮚ Achieved Competent Adviser Status (CAS) before securing an employed role with NatWest Bank.

Financial Planning And Advice

Bachelor’S Degree, English Language

Activities and Societies: Member of the University of Manchester Ski Club, Bar Staff at Queen of Hearts in Fallowfield.