Pavan Ramesh Email & Phone Number

• Set up distribution for more than 200+ products in different cities in India such as Lucknow, Gwalior, Mangalore, etc
• Partnered with a team of 15 people for expanding business generating Rs 30 Lakhs in revenue
• Reduced advertising and marketing costs significantly to the tune of ~50% and gaining a competitive edge in some of the product lines

Bangalore Urban, Karnataka, India

• Guided more than 100+ clients to plan their investment in direct equity for long term between 3-5 years with an informed approach and providing customized solutions by reviewing their portfolio
• Yielded returns of 30-35% compounded annually (CAGR) of client’s portfolio by enabling them to invest for the mid-term, long term and pre-IPO’s
• Provided customized solutions by optimising the portfolio size for clients thereby improving their portfolio returns in the range of 7-10%

Bangalore

• Analyzed business and financial risk profiles for more than 15+ industries such as real estate, construction, automobile, auto-ancillaries, packaging, electrical and electronics, etc
• Prepared financial models and forecasted the balance sheet for more than 70 entities using sensitivity analysis to assess credit risk
• Collaborated extensively with CxO’s on business strategy, competitive positioning, growth plans in the near to medium term to gauge the debt servicing capabilities of the organization
• Promoted to Quality Analysts group as part of subject matter expertise in the Real Estate sector in ICRA Ltd in February 2019.
• Wrote public domain documents like Rating Rationale and Credit Perspective which was used by banks, mutual funds, insurance companies, venture funds and corporates

Chennai Area, India

• Prepared the business plan for next financial year for business expansion and to figure out the indicative timing for equity / debt raise
• Analyzed Operating expenses under each of the verticals to identify key areas of cost reduction

Bengaluru Area, India

- Improved on field collection practices with CAT(Champion Area Team) for par accounts which led to an increase in revenue by Rs 30 lakhs in a month

Bengaluru Area, India

• Collected data for maintenance costs of 18 popular cars by 8 manufacturers part wise, by surveying dealers
• Maintenance costs were calculated considering the average tenure of the lease and the distance traveled by vehicles in that particular period of time. Identified gaps between 3rd party data and field data
• Suggested reduction in the maintenance component of rentals by at least 35% for overpriced cars when offered a basic maintenance service

Lucknow Area, India

Lucknow Area, India

Master Of Business Administration - Mba, Finance And Analytics

•Valuation of JSW and its competitors using DCF model, AEG and RE model. Buy/Sell recommendation was given •Analyzed the various factors.

Bachelor Of Engineering (Be), Civil Engineering

Education record