• Identifying new business opportunities and directing the launch of new products and services that generate revenue lines for the company.• Market analysis and working on business planning & customer management of existing business portofolios

• Identifying new business opportunities and directing the launch of new products and services that generate revenue lines for the company.• Market analysis and working on planning, GTM, budgets, and financial analysis to take the company to next level of growth.• Building and maintaining relationships with key stakeholders, including investors, partners, and customers in the industry. • Negotiated and convinced one of the Banks to implement dispute management solutions which generated new business lines and further cross-selling. • Solution market analysis of Card Management (Credit, Pre-paid), EMI, Lending, and Digital currencies(Custod) to build new business lines

• Handling the Payment vertical business with complete responsibility for managing P&L for the business• Led and managed a team of 4 salespeople, resulting in a building new business vertical & territory with an increase in revenue.• Lead the team with training and coaching on the solution and sales techniques.• Brought the first Intl business to Paycraft to excel the performance beyond the domestic market.• Worked with the product team to intrude new payment solutions like NFC, Toll, Transit & offline-based payments.• Worked with major Financial Institutions to introduce Transit and Retail payment services.• Building business units in UAE, Sri Lanka, Oman, Saudi Arabia, Kuwait, Bangladesh, Singapore & Europe.• Analyzed sales data to identify trends and opportunities, resulting in the launch of new product lines and working on account receivables to narrow down pending receivables by 90%• Worked closely with all the departments to implement CRM solutions to bring efficiency in sales, delivery & account receivables.

• Managing the portfolio of 45cr revenue and achieved the target of additional 10cr from the portfolio accounts• Building a strong relationship with Canara, Vijaya, Syndicate, Ujjivan, Jana & Fincare Bank• End-to-end management of sales, and account management across all business verticals and products

• For FY 2015-16, generated revenue opportunities worth of Rs.75 lakhs, Rs 200 lakhs for FY 2016-17 & Rs 300 lakhs and managed Rs 3850Cr+ GTV of the portfolio.• Managing a team of 2 for Karnataka & Kerala region• Attained PR from many companies such as Muthoot Finance, Herman Miller, Flight Raja & i2space• Built trusted relationship with partners such as PhonePe, Flipkart, Myntra, Ace2three, Jabong, Quikr, Via.com, Zeta, Muthoot, Dream11, Scrip box, BESCOM, Ace2jack, Pokabunga, VRL, Zopnow, Red Bus, Ticketgenie, Bitla Soft, CESCOM etc• Implemented Payment Gateway for web & mobile channels with many payment modes such as Cards (Credit/Debit/Cash), Netbanking, IMPS, Wallets, UPI, e-mandate/e-nach, EMI, RPP, SI on Cards, m-visa & QR code payments

•Single-handedly achieved deal closure of one of the largest Indian merchant acquiring banks worth Rs.4 Crores. FY 2012-2013, generated revenue worth Rs. 8 Crores & Rs 12 &1 5 Crores for FY 2013& 15.•Implemented innovative technology solution (EMV) at one of the largest banks in India, generating revenue worth Rs. 5 Crores. Provided EMV consultancy to 5 Banks in India.•Implemented solutions such as Cards (Debit, Credit, Pre-paid), Merchant Acquiring (POS/ Payment Gateway & Switch), PG, Interchange, Chargeback & other PCI back-office services for BOB, ICICI, FDI, Citrus, HDFC, IDBI, Federal Bank, Vijaya Bank, Syndicate Bank, DCB, NSB, KNET, Burgan etc.•Lead a team of professionals (Compliance, Sales, HR, IT) to design and implement a customised ERP system. •Lead the organization’s official delegation in international events like the Smart Card Expo’2011 in Delhi, Prepaid Treat’2012 in Mumbai, Card & Payment’2011 in Mumbai.•Organized and proactively arranged tie-ups with Global Firms who have pioneer technology in the PCI industry. These companies included: Giesecke & Devrient (Smart Chip Limited) – Germany, Master Card International (MVP Program) – Belgium, VISA International – India, USA, Cryptomathic (Cryptographic Solutions) – United Kingdom, Future Card (Chip Card Limited) – UAE, DataCard (Card Printers) - India & UAE, Aconite (EMV Solutions), Morpho (Smart Chip Limited), Kona I (Smart Chip Limited) - Korea•Attained positive appraisals from clients via VOC (Customer’s Feedback) for all my accounts. As a result, 1/4th of allotted targets by cross-selling. Initiated “Out-of-Box” marketing activities like daily News Paper newsletter.•Assisted the HR head for internal branding of the organization, being Editor-in-chief for the employee newsletter. Designed and implemented an employee motivational program – ‘We Reco’ – appraising and awarding employees' efforts in service excellence, employee.