Pedro Regadas Email & Phone Number

Matosinhos, PT

Maia, Porto, Portugal

Risk & Credit - Key Responsabilities:- Risk prevention for clients - Carrying out a detailed analysis of the financial statements and evaluation of credit applications, including new requests, altered requests;- Determination of credit limits by customer, acceptance or not of the client, using methods such as scoring or balance sheet analysis, sometimes.

Matosinhos, Porto, Portugal

Key Responsabilities:- Processing sales invoices, credit notes and other documents in the system (IT);- Analysis of balance sheets, current accounts, fixed assets, inventories, bank reconciliations and submission of periodic statements (VAT and taxes);- Control customer receipts (Bank transfer, Credit Card, etc );- Preparation the final Statements in order.

Key Responsabilities:- CRM – Customer Relationship Management- Risk and Credit Management;- Responsible for all phases of the business cycle: prospecting and customer acquisition, management and maintenance client portfolios, negotiating, drafting the proposal and justify and support to the Board, closing deals;- Ambitious Goals were always fulfilled and.

Porto, Portugal

Key Responsabilities:- Risk and Credit Management:- Responsible for all phases of the business cycle: prospecting and customer acquisition, management and maintenance client portfolios, negotiating, drafting the proposal and justify and support to the Board, closing deals;- Ambitious Goals were always fulfilled and often exceeded;- Monitoring of the.

Porto, Portugal

Goals of this Contract:- Learning all the tasks performed by senior account managers;- Experienced in all areas of the bank (commercial; credit and Risk management; Private; Branchure; backoffice, etc).The goals were successfully achieved and they offered me a professional contract that I was very pleased to accept to pursue my career at Banco Santanter.