Pedro Bretan Email & Phone Number

State Of São Paulo, Brazil

Professor of risk management at the Executive Education program.

Vizú is a vision-genAi-powered assistant to phygital fashion resale companies.

Previously Mutual (merged with Desperta). I rebuilt all Credit, Operations and CX pipelines, sucessfully raised a R$ 20 MM debenture. In 2023 we decided to pivot the company to energy as a service.

G5-backed Startup (Bava - acquired by Liber). Product building, credit management and operations in the credit division for two products: account receivables financing and payroll-backed loans. FDIC structuring.

G5 Partners VC investment vehicle for credit startups.

Consultor de Riscos e Crédito em grande instituição financeira.

São Paulo

Manager of the team responsible for risk management, modelling and fraud prevention.- Risk Management as an enabler of new ventures and responsible for maintaining results aligned with the company's risk appetite and business guidelines.- Fraud prevention a combination of data science, investigation and risk management.- Agile methodology used for team and work management.- Development of machine learning models for fraud prevention.- Customized management of high-risk/high-valued clusters and accounts.

Management of teams responsible for credit risk management - Retail (Individual, SME, and Cards).- Management of models and lending policies.- P&L assessment of retail credit policies, using scenarios of capital adequacy, business strategy, economic environment, performance indicators (RAROC, NPL, PD, etc.), stress testing, and model's performance. - Monitoring of exposure, default rates, capital cost, collateral, leverage, liquidity, model's performance, competition, business, economic and regulatory environment, counterparty concentration, regional and sectorial distribution.- Development and management of credit risk controls and appetite metrics.

Itaú Wealth Management And Services

Market, credit, liquidity and legal risk management for the equities desk (local and offshore).

Development of Basel II models. Development of Operation Risk capital charges to be used in RAROC-based pricing.

Lecturer ofIntroduction to EconomicsContract Theory and Regulation International Trade

Ba, Economics

Graduate paper on macroeconomics: Microfoundations and complexity

Ph.D, Economics, Industrial Organization

Ma, Economics

Doctor Of Philosophy - Phd