Pedro Freitas Email & Phone Number

Madeira, Portugal

Madeira, Portugal

Madrid Y Alrededores, España

Definition of risk management processes at Group level for: - Retail credit origination - Retail credit customer management - Collections & Recoveries - Origination Fraud

Madrid

- Group's corporate retail credit risk policies and procedures definition.- Retail banking portfolios monitoring/analysis focusing on USA, Turkey and Asia.- Development and monitoring of key risk indicators from origination to charge-off.

Madrid

Financial Risk Management - Advisory to a Spanish firm on the achievement of compliance with the E.U. regulation on CRA’s (Credit Rating Agencies) and preparation of the application paperwork for the European homologation by ESMA (European Securities and Markets Authority) - Development of a RAROC (Risk-Adjusted Return on Capital) model for credit risk. Functional design of the calculation methodology, and definition of the policies and strategies for its integration into the live environment (risk-based pricing, capital budgeting, etc.) - Situational study and gap analysis against best practices in Assets & Liabilities Management (liquidity risk and interest rate risk) in a Tier 1 Bank. Gap analysis included organizational structure, policies & procedures, methodologies and systems - Development of a Corporate Risks Map in a financial institution in order to quantify the entity’s exposure to the most important risks (credit risk, market risk, operational risk, reputational risk, etc.) - Setting the principles and the organizational structure for the risk management department in a merger of two financial institutions - Consultancy proposals for credit risk and liquidity risk engagements

Madrid

Credit Risk Management - Conducted several pre-sales engagements covering origination, customer management and collections - Origination project for a Tier 1 bank, including workflow design, credit risk strategies definition, decision engine functional design and solution implementation - Global Collections Project across 5 countries for a Tier 1 bank, including workflow functional design, collections strategies definition and solution implementation - Business requirements gathering and documentation for several projects covering the whole credit risk lifecycle - Data driven credit risk strategies consultancy - Credit scoring development, monitoring and use in advanced credit management risk strategies

Madrid / Monaco

Credit Risk Management - Credit card portfolio strategy design; definition of the portfolio segmentation based on credit scoring and policy rules - Credit scoring development - Data driven portfolio analysis - Consultancy projects pre-sales support covering origination, customer management and collections - Gathering of requirements from business users for credit risk systems across the whole credit lifecycle (origination, customer management and collections)

Executive Masters In Financial Risk Management, Risk Management

Becom, Business, E-Commerce

Activities and Societies: Golf team captain Summa Cum Laude