Richard (Rick) Kavanagh Email & Phone Number

Hove, Gb

Hove, England, United Kingdom

I have individual and small company clients, with good asset bases, engendering ongoing service and requirements. I focus on the following areas: InvestmentsSpecializing in PensionsCompany Pension ContributionsGroup Benefits to Medium and Small Companies

Hove And Brighton

Within Rosemount Financial Solutions Ltd, as part of Quilter Financial Planning Network, as a restricted financial adviser operating as self-employed in many facets of financial planning, for individuals and small groups

East Croyden

Full Financial Advice and Planning, within a firm, Group and Network which allows for complete supportto the client

Brighton And Hove

As a financial adviser I can help people and companies with their investments and risk protection.This is a broad area, involving pensions, life assurance, ISA's, investment bonds and other investment advice. This is a very competitive area, although most people are unaware what or who they are paying for charges; or even what results they are getting on the investments. As a result I am happy to provide a free hour on non-advice interaction/discussion. I also give advice to companies for Auto Enrolment; Keyperson and Shareholder cover; plus Income Protection, etc.

Hove, East Sussex

• Retirement Planning – are your plans/targets on track, do you know?• Do you have sufficient protection cover? Who hasn’t heard at least one story of a person who develops heart problems or dies, with seeing an adviser on the list of ‘To Do’s’.• Reviews of performance of existing assets/funds/charges• Review your pension performance and charges and whether a transfer is required • New investments – ISA’s, pensions, investment bonds etc.• Review of tax efficiency/saving – now a major issue with the reduced higher rate tax band (although I still recommend that we work in conjunction with your tax consultant)• Group Benefits that can be provided through the employer.• I consult on the Auto-Enrolment Pension, as it is currently a challenge to companies/HR departmentsEdward Bond Wealth Management Ltd is an appointed representative of Intrinsic Mortgage Planning Limited and of Intrinsic Financial Planning Limited who are authorised and regulated by the Financial Conduct Authority.(Risk Statement: The value of the investment can go down as well as up and you may not get back as much as you put in).

As I deal with small companies and directors, I introduced the benefit of Growth Accelerator - a subsidised business coaching programme that focuses on Growth, provided through a Morus Business Solutions accredited coach

Brighton And Hove

As a Financial Adviser, I helped identify gaps in peoples financial position, then advise on tax-efficient investment and protection of their income/assets.

South Africa + Uk

I have varied experience in management, accounting and financial advice. I did my accounting and auditing training at Deloittes. I operated as CEO of a Private Medical Insurance Company, being involved at all levels in the marketing, accounting, HR and product design.I have often been involved in start-ups, for instance I launched the first Black-owned PMI in South Africa for a syndicate. Small and medium sized businesses tend to have the creative element and excitement which is sometimes lost in larger corporates.At deVere I gave financial advice to high net worth individuals who were mostly returning expats.

Bcomm, Accounting, Economics And Business

Activities and Societies: Tennis Majored in Accounts Studied part time during Articles of Association to Deloittes

Batchelor Of Commerce (B Comm), Accounting And Business/Management