Technical Consultant – Emerging Business Streams HeritageMay 2014 - September 2020In this role I was responsible for Prepaid systems development. This included:• Card Scheme regulation and operations including CHIP card profile generation.• Card Scheme settlement both from a Prepaid Partner and Bank view• Multi-Currency card operation and settlement including Bank systems to ensure supply of Foreign Currency• Arrangement of Foreign Bank accounts and settlement arrangements with Card SchemesPayment Systems ManagerHeritageMarch 2011 - May 2014I ensured the Bank met all RBA and Card Scheme settlement requirements in all currencies.• Maintaining the Bank’s Settlement and operations adhere to APCA’s and RBA’s regulations.• Development of the Bank’s products, systems and procedures to take advantage of emerging business opportunities.• Supported Prepaid operations and developmentSpecial Projects ManagerHeritageJune 1994 - March 2011 In this role I had full responsibility for setting up the Banks domestic Prepaid Card operations which included:• Setting up the Bank’s Foreign Currency operations to meet Card Scheme Foreign Currency settlement obligations.• Maintaining the Bank’s Settlement and operations adhere to APCA’s and RBA’s regulations.• Development of the Bank’s products, systems and procedures to take advantage of emerging business opportunities.Organisation and Methods ManagerHeritageJune 1991 - June 1994Took over payment systems representation from the Senior Executive responsible and oversaw the documentation of the Bank’s procedures.EDP Technical ConsultantHeritageJune 1989 to June 1991I designed and developed the Bank’s systems, both manual and Technical.Senior Systems AnalystHeritageJanuary 1986 - June 1989Managing a large team, I was responsible for managing the development of the Society’s systems.Systems AnalystHeritageJuly 1982 - January 1986Systems Analyst/ProgrammerHeritageJune 1979 - July 1982