Peter Halim Email & Phone Number

Cairo, Cairo Governorate, Eg

Egypt

Egypt

Egypt

 Manage and review the existing portfolio in a timely manner and recommend appropriate credit facilities in line with the bank’s credit policy to maximize earnings while containing risks to an acceptable level. Closely monitor the sector's budget in addition to the targeted utilization and achieved profitability. Follow up and monitor accounts and granted facilities on daily basis to ensure that approved limits abide to terms and conditions and accounts regularization. Prepare marketing plan and conduct an outdoor calls with the existing and prospect clients in order to expand exposure and attract new clients in order to achieve budget. Dealing with the bank branches and other departments in every aspect concerning the clients, and dealing with the operations unit (Remittance, Compliance, Import/Export LCs, IDCs & LGs). Prepare full credit packages including obtaining and analyzing audited financial statements through transferring them into the standard format (spreads) to derive the relevant ratios analyzing each single account and evaluate company's financial position and recommend credit proposals of potential borrowers to the approving authority to meet financial objectives. Prepare financial projections and risk ratings, in order to monitor ability of payment of medium term exposures. Gather raw data about a minimum of one sector and transforming such data into useful information worthy of enclosure in a comprehensive market research. Conduct and prepare detailed and accurate financial and market studies in a timely and coherent manner to assess the financial and market position of existing/prospect clients. Complete loan credit approval along with the credit risk department. Implement and maintain complete control aspects through performing periodical credit analysis to assess and ensure creditworthiness i.e. documentation, periodical client visits/call reports. Preparing daily and monthly reports to top management and CBE.

Egypt

 Manage and review the existing portfolio in a timely manner and recommend appropriate credit facilities in line with the bank’s credit policy to maximize earnings while containing risks to an acceptable level. Obtain and analyze audited financial statements through transferring them into the standard format (spreads) to derive the relevant ratios analyzing each single account and recommend credit proposals of potential borrowers to the approving authority to meet financial objectives. Preparing financial projections and risk ratings, in order to monitor ability of payment of medium term exposures. Gather raw data about a minimum of one sector and transforming such data into useful information worthy of enclosure in a comprehensive market research. Conduct and prepare detailed and accurate financial and market studies in a timely and coherent manner to assess the financial and market position of existing/new clients with an exposure to the following industries e.g. (Food and Beverage, Tourism, Real Estate, Trade Finance and Transportation...etc.). Complete loan credit approval along with the credit risk department.  Implement and maintain complete control aspects through performing periodical credit analysis to assess and ensure creditworthiness i.e. documentation, periodical client visits/call reports. Follow up and closely monitor accounts on regular basis to ensure that approved limits abide to terms and conditions. Preparing monthly and quarterly reports, in addition to statistical monitoring of the performance of handled credit cases and assuring compliance with bank’s credit policy and CBE regulations. Dealing with the bank branches in every aspect concerning a customer, and dealing with the operations unit (loans, Import LCs, Export LCs & LGs).

Analyzing clients requests for credit cards (Visa - MasterCard) according to the bank policy determining the debt burden & credit worthiness, take the decision by approving or rejecting the case & the limit to be granted to the customer in case of approval.

Delivering calls from the foreigners living in the United Arab Emirates (UAE) to answer their requests & handling complaints.

Bachelor Of Commerce & Business Administration (B.Com.), Accounting

Faculty of Commerce & Business Administration - English Section

High School, Scientific Science