I have been a successful Credit Director, currently Credit Underwriting Team Manager, proven leader and a highly experienced degree educated banking professional having successfully undertaken a number of leadership roles within a Credit and Risk division.I have successfully led Credit analysis and sanctioning teams focusing on a variety of sectors that have included trading businesses, healthcare, property and agriculture related businesses in addition to new to bank broker introduced submissions.I have excellent decisioning making skills and judgement having been empowered with a multi million pound personal lending discretion and I always put the client first whether that be in a front line client facing role, or a second line credit role. I also have experience of Customers in Financial Difficulty (CiFD).I exhibit strong leadership and people management abilities and whether it is people leadership or Credit & Risk, a high degree of pragmatism, commerciality and common sense combined with a desire to "Do the right thing" leads to great stakeholder and colleague engagement.I am extremely efficient and well organised which allows me to get involved with non Business as Usual (BAU) activities such as presentations to prospective investors and interested third parties, recruitment, supporting Graduates & Emerging Leaders, organising and delivering credit workshops to assist front line colleagues and many other activities.I lead by example, bringing others with me and winning together.Leader | Credit & Risk Professional | Lending | Financial Analysis | Stakeholder ManagementDecision Maker | Judgement | Communicator | Motivator | Talent DevelopmentClient First | Doing the Right Thing | Volunteer | Degree Educated |