- Leader of GR’s Personal Loan business. - Responsible for delivering on the P&L commitments and business goals. - Manage and oversee all aspects of PL business i.e. overall business strategy, customer experience, origination platform, expense budget, channel growth,etc.- Launched the first Guaranteed Rate branded Personal Loan program for existing Mortgage customers- Onboarded 2500+ mortgage agents across the country to be able to sell Personal Loans to their customers

Customer Engagement & Life Cycle Management for Cards business

- Product Manager for the Sears Fee based MasterCard with $1.5 billion in annual sales- Built P&L models to forecast 5 years of sales & profit for multiple scenarios and assessed sensitivity to key drivers- Presented to senior leaders and received approval to implement a product strategy for a $15 million investmentthat would generate over $30 million income in five years- Co-lead on the deal team for Google to prepare product pitch and marketing summaries including a… Show more - Product Manager for the Sears Fee based MasterCard with $1.5 billion in annual sales- Built P&L models to forecast 5 years of sales & profit for multiple scenarios and assessed sensitivity to key drivers- Presented to senior leaders and received approval to implement a product strategy for a $15 million investmentthat would generate over $30 million income in five years- Co-lead on the deal team for Google to prepare product pitch and marketing summaries including a customizedYouTube video Show less

- Researched Estee Lauder and Yum Brands stocks for AIM class and issued stock recommendations for the $10 million class portfolio.- Evaluated company information, competition analysis, financial results and stock valuation through DCF and price multiples approach.- Collected and analyzed data for 500 M&A deals to study trends in deal negotiations.- Created a user manual for the Fixed Income module in Bloomberg to teach an undergraduate class.

• Worked with Global Risk Management team to build Expected Loss model to project provisions and losses expected in next five years• Analyzed 10,000 customers’ data with total exposure of $300 million to identify high risk loans; presented strategies for improvement to management• Detected the post-dispatch documents’ pendency to be over 60%; brought down pendency level to 30% within a month, in coordination with sales team• Appointed five new verification agencies that reduced… Show more • Worked with Global Risk Management team to build Expected Loss model to project provisions and losses expected in next five years• Analyzed 10,000 customers’ data with total exposure of $300 million to identify high risk loans; presented strategies for improvement to management• Detected the post-dispatch documents’ pendency to be over 60%; brought down pendency level to 30% within a month, in coordination with sales team• Appointed five new verification agencies that reduced process’ overall cost and time by 25% Show less

• Worked in the area of Business technology development and Risk management and assessed business processes and auto loans portfolio to achieve better risk control • Reduced loan approval time by 50% by prioritizing customers on profile and credit history• Developed fraud identification module that improved fraud catch rate by 40%• Coordinated ten member team from two vendors to develop multiple software solutions• Conducted the training program for 350 sales managers which… Show more • Worked in the area of Business technology development and Risk management and assessed business processes and auto loans portfolio to achieve better risk control • Reduced loan approval time by 50% by prioritizing customers on profile and credit history• Developed fraud identification module that improved fraud catch rate by 40%• Coordinated ten member team from two vendors to develop multiple software solutions• Conducted the training program for 350 sales managers which improved productivity by 50% Show less

• Worked with the Sales team of Auto Finance division on process re-engineering• Developed and implemented the Online customer acquisition system for auto loan sales• Introduced the concept of cash updation on Mobile for the first time in Bajaj history• Traveled almost all the major cities in India for training and implementation activities