* Retail & Commercial Banking with 10+ yrs of experience.* Expertise in Risk Control & Risk and Control Self-assessment (RCSA) * Experience in entire stakeholder management* Expertise in implementation of road maps for business process analysis, data analysis, diagnosis of gaps, business requirements and implementation of retail and commercial lending modules.* Remove road blocks reported by the team, which could require cross-team collaboration and or escalation, possibly up to executive leadership.* Experience in handling all cross functional teams.* Experience in closely working with product owner and assisted in providing business requirements.* Managed credit underwriting of all types of retail advances especially mortgage loans, housing loans and project loans.* Efficient in managing teams and training of team members.* Performance management of team members as per policies of organization.* Excellent track record of consistently delivering multi fold growth of profits & revenue by analyzing actions, implementing active competition combat strategies and creating a more responsive and market driven organization.