Branch Credit Manager
CurrentApproval Authority of Three Lacs in Salaried and Self Employed cases and Five Lacs in Property cases.Doing PD each and every proposal for check repayment capacity and risk of the loan and take decisions approve or reject said caseConducting Legal & Valuation from Advocate and Valuer for LAP & EBL case and check reports carefully within company norms.Checking Property Paper, Banking, Financial and eligibility for Mortgage Loan application within company norms.Monthly visit and check each and every loan customer for end use of loan fund.Check and validate the files to meet the company norms.Maintaining Credit MIS of business volumes, details on daily basis.Maintaining the TAT from Login to Disbursement.Checking KYC.Checking CIBIL, Equifax, or any external track recordAnalysis of auditing financial like Balance Sheet, P & L A/c etc.Do the Credit Analysis of the Applicants who is apply for loan.Work out the eligibility and repayment capacity of borrower.Job Location Prayagraj
