Pradeep Narayan Email & Phone Number

Houston, TX, US

Selected to lead the Community Reinvestment Act Modernization effort across the bank

Line of business lead responsible for managing the P&L of a $6 billion business lending portfolio. Responsible for leading a ~300 person product and operations team. Led a multi-pronged strategic approach to turn a declining business lending portfolio around and achieve double digit volume growth. Headed the execution of the Paycheck Protection Program for.

Appointed by Chief Risk Officer to enhance governance framework for Model Risk Management. Second line responsibility for overseeing the governance of over 400 models.

Second line responsibility for the risk oversight of a $45 Billion residential real estate portfolio. Mandate also included partnering with the business to strategically grow revenues while maintaining risk tolerance levels.

Recruited into a newly created position to act as a second line of defense by providing oversight and governance of risk management activities across all retail lending asset classes.

Seattle

Recruited into a financial institution facing similar financial, marketing, operations, compliance and regulatory risk exposures as the banking sector. Established a multi-dimensional governance structure, added oversight for budgeting, forecasting and records management for a $26M, 7-employee legal group. Transitioned management to $115M, 26-member.

Recruited to serve as the de facto COO and CAO for a newly created $300M, 1.2K-employee organization comprised of credit, market risk, operations, compliance, regulatory and internal audit. Defined organizational structures, committee charters, cross-business best practices and stakeholder communications to drive strategic direction and enhance.

Toronto, Canada Area

Recruited into a strategic risk and portfolio management role, and within 6 months named the head of risk for a $25B multi-product unsecured lines portfolio. Changed the business model, analytics, team dynamics and business engagement to improve performance, minimize write-offs and return the portfolio to growth track. Built/led a 30-member team, and.

Toronto, Canada Area

Joined the organization following acquisition of Bank One’s line of business to oversee integration of a $4.5B portfolio. Within 1 year named the P&L leader for a $30B multi-product portfolio. Devised growth and profit improvement strategies resulting in cross-business customer acquisitions, revitalization/expansion of key product lines and growth across.

Toronto, Canada Area

Parlayed consumer credit experience into banking, and leveraged innovative direct marketing, customer segmentation and first-time service offerings to accelerate account acquisitions and grow the portfolio. Held oversight for a multi-million dollar budget and $5B credit card and line of credit portfolio.

M.B.A

Bachelor Of Engineering, Chemical Engineering

Chemical Engineering