Accomplished and goal driven Banking Professional offering 15 years of progressive experience in Banking Operations & Governance.My long association with HSBC helped me to gain exposure and good learning to multifaceted domains. This experience helped me in acquiring some very critical skills (mentioned below). Awards which were bestowed to me in HSBC are the testimony for all such skills and accomplishments.Business Management, Governance & Reporting,Operations Management,Stakeholders Management,Team Management,Process Optimisation,Training & Quality Control,Credit Appraisal,RISK Assessment,Unsecured Underwriting & Credit Bureau Operations• Qualified with M.Com. and B.Com. (H).• Result-orientated Business Manager, effective at managing diverse team members to accomplish business goals by achieving the agreed PLA & SLA targets.• Expertise in analyzing business processes, determining gaps & suggesting solutions; leading business process reengineering to enhance process efficiency. • Supported various governance & control initiatives for the department; steered the conduct of several risk audits for the department including Compliance, Control Assurance Review, PWC, Group Audit.• Coordinate and work with various risk stewards and ensure Audit Readiness for the department.• Proficient in establishing & nurturing strong rapport with key stakeholders for business excellence.• Led and supported multiple streamlining initiatives which helped in achieving sustainable efficiency gain and enhanced application TAT.• Gained exposure in managing credit operations, appraising proposals while conducting risk analysis and scrutinizing relevant documents before sanctioning loans / overdrafts/ credit cards.• Resourceful in preparing, reviewing and analyzing the creditworthiness of all retail loan originations and renewals; ensuring an ideal mix of underwriting standards, Turnaround Time (TAT) and collateral adequacy at all times.• Successfully managed multiple migrations and end-to-end setup for various processes.• End to end management of resource mobilization, including approvals, recruitment, on-boarding and off-boarding.