Prajeesh Jayaram, Frm Email & Phone Number

A seasoned finance professional with expertise in credit appraisal and due diligence, fintech lending, and vehicle financing. With a background in capital raising through debt products and structured deals, I am now focused on further honing my credit appraisal skills and deepening my understanding of retail and fintech lending.I have a strong interest in the intersection of technology and finance. A firm believer in the transformative power of data science and decentralized finance. I enjoy programming (Python) in my free time, specifically from a data science perspective.Specialties:Credit Appraisal and Due DiligenceFintech Lending and Auto FinanceIndian Fixed Income and Structured Finance MarketsTeam Management

Listed skills include Investment Banking, Capital Markets, Banking, Finance, and 13 others.

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  Risk

  Northern Arc Capital

  Aug 2022 - Present - Mumbai, Maharashtra, India

  My role involves managing risk in exposures to Consumer Finance (Fintechs) and Vehicle Finance entities along with a team of risk professionals • Conducting periodic onsite risk monitoring of partner entities, post investment identification of any warning signals or signs of deterioration in quality of operations • Discussion with partner entity’s senior management on areas such as business plan, funding, recruitment, product, operations, credit, collections etc. identify weak areas and gaps in their operations • Participating in due diligences with origination team, participating in credit committee meetings, credit research / secondary study • Understanding of various credit models and underwriting process including use of alternative data