Prashant Kini Email & Phone Number

Melbourne, Victoria, Australia

Melbourne, Victoria, Australia

Bengaluru, Karnataka, India

• Administered, monitored, and managed the overall day-to-day operations of the branch.• Responsible for monthly disbursement of housing loans, approval of housing loans and overseeing documentation. • Effectively managed overall financial performance of the branch including budgeting and revenue by reporting and identified Key Performance Indicators(KPI) which increased the productivity of the branch.• Frequently interacted with the customers (resident and non-resident Indians… Show more • Administered, monitored, and managed the overall day-to-day operations of the branch.• Responsible for monthly disbursement of housing loans, approval of housing loans and overseeing documentation. • Effectively managed overall financial performance of the branch including budgeting and revenue by reporting and identified Key Performance Indicators(KPI) which increased the productivity of the branch.• Frequently interacted with the customers (resident and non-resident Indians (NRI) and maintained cordial relationship to retain existing customers. Constantly connected with new customers and successfully resolved the complaints of the customers.• Managed a team of 7 direct reports and was responsible for recruiting and constantly training the team.• Diligently complied with various legislations, statutory and internal audit requirements of the institution whilst carrying out day-to-day operations of the branch. • Responsible for canvasing and marketing all the financial products of HDFC Ltd. • Successfully initiated and supported the relocation and setting up of branches as per the policy of the company. • Cultivated relationships with developers, brokers, and key partners and ensured business development.• Actively engaged in policy and process changes by coordinating with sales, management, developers, and key partners. • Collaborated with the Senior Management and recommend measures to manage relationship with customers.• Managed strategic risks, product mix, and enhanced growth opportunities.• Successfully spearheaded three different branches in different locations from 2018 to 2022. Show less

Bengaluru Area, India

• Co-ordinator for the overseas branches situated in London, Singapore and Dubai of HDFC Ltd.• Facilitated procurement of documents from the overseas branches and legal department regarding final approval and loan settlement process. • Provided high level customer service by building rapport with clients.• Reported and documented settlement reports on a fortnightly and monthly basis.• Maintained credit ownership of each application approved through the entire process from credit… Show more • Co-ordinator for the overseas branches situated in London, Singapore and Dubai of HDFC Ltd.• Facilitated procurement of documents from the overseas branches and legal department regarding final approval and loan settlement process. • Provided high level customer service by building rapport with clients.• Reported and documented settlement reports on a fortnightly and monthly basis.• Maintained credit ownership of each application approved through the entire process from credit assessment to disbursement. Negotiating the terms and conditions for final approval on case-to-case basis. • Continuously tracked and followed-up the processing and re-appraisal of non-disbursed loan application. Show less

Bengaluru, Karnataka, India

• Underwriting home loans, loans against property for salaried and self-employed customers.• Prepared financial statements for self-employed customers.• Processed complex loan files after conducting credit assessments and scrutinizing the relevant documents• Processed fixed deposit applications. • Verified documents based on Know Your Customers(KYC) and Anti-Money Laundering (AML) norms• Assisted customers with revisions in home loan interest rates and also in prepayments.

Masters Of Financial Management, Finance

Bachelor Of Commerce (B.Com.), Business/Commerce, General