* Currently handling an asset portfolio of 700 Cr and Leading a Team of 4 Relationship Managers for Delhi NCR* Identifying threats and opportunities in the market for safeguarding the interest of the bank.* Regular monitoring of credit by conducting field visits, understanding market trends and ensuring credit hygiene.*Analyzing the Balance sheets and financial statements of companies. Preparation of credit proposals, financial analysis & risk rating of customers and presentation of cases in the sanctioning forum

* Currently handling an asset portfolio of 600 Cr and Leading a Team of 4 Relationship Managers for Eastern U.P.* Identifying threats and opportunities in the market for safeguarding the interest of the bank.* Regular monitoring of credit by conducting field visits, understanding market trends and ensuring credit hygiene.*Analyzing the Balance sheets and financial statements of companies. Preparation of credit proposals, financial analysis & risk rating of customers and presentation of cases in the sanctioning forum

* Handled a team of 2 RMs and catering to Large Corporates client in Kanpur* Cross BU coordination with different channels like TBG, Operations, Risk, Compliance for smooth processing of customer transactions.* Drafting Standard Security & Loan Documents as per Legal requirements & other procedural documents relating to disbursement of loan and mortgage of security.* Ensuring compliance as per stipulated RBI norms.

* Analyzing the Balance sheets and financial statements of companies.* Preparation of credit proposals, financial analysis & risk rating of customers and presentation of cases in the sanctioning forum.* Deepening and strengthening client relation by providing liability products like current A/c, CMS collections, trade & treasury products and other business solutions.

Acquiring new customers by understanding their Banking requirements and providing them a tailored product mix for ensuring delightful on boarding of customers.

* Joined ICICI bank as a relationship manager in the business loan group at Lucknow catering to working capital and term loan requirement of customers having turnover upto 100cr* Four major clusters covering 17 branches out of total 35 branches in Lucknow region were mapped to me for lead generation. * Responsible for customer onboarding, preparation of proposal and financial analysis, presentation to sanctioning committee, preparation of disbursement documents for limit set up.* Conducting Post disbursement monitoring like frequent plant/property/customer visit, bank statement analysis etc.* Continuous customer engagement through cross sell in the form of insurance, retail loans, savings account of Promoters and other revenue generating products