Product Management for Loan against Property

Product Management for Home Loan and Home Equity Insurance at Tata Capital Housing Finance Ltd.

Senior Product Manager - Rural Home Loan & Loan against Property.

Responsible for Product and Policy development , Campaigns , Training and Development, Process formulation and Profitability checks for Affordable Housing loan products of the bank.

Relationship Manager for ( Mortgage Loans).- Lead the Top up loan team.- Lead the Shop- in- shop team .- Business Development through Direct selling Agents.- Customer Retention.

1) Marketing and Promotions-Organize events -Co-ordinate with Volunteers for Toy collection, sorting and distribution drives-Follow up 2)Inventory optimization at Toybank Warehouse-Optimize storage areas using principles of 5 S

Projects undertaken:1) Inventory Optimization for Wal-Mart.-Analyzed Wal-Mart’s Inventory-Defined X-Dock SKU Traits-Identified X-Docking Opportunities-Recommended conversion of a set of SKUs to X-Dock Model -Implemented X-Dock Model and Tracked Inventory(Resulting in 18% Reduction in Inventory Investment)2) Marketing of Foods- Innovation Category.Customer Marketing function from June 2011 to July 2011-Sourced innovation product’s location in Retail stores-Analyzed sampling and non-sampling sales-Supplemented sampling effectiveness study with supporting data.-Liaised MBQ settings for new launches across Accounts.