A results-oriented Product and Project / Program Manager with over 20 years of experience in the banking and FinTech sectors, with a specialization in Regulatory Compliance, Digital Banking, and Mobile Payments. Demonstrates expertise in delivering complex, large-scale projects across international markets with a strong focus on quality and timely delivery. Skilled at leading cross-functional teams distributed across different geographies, managing vendors, and collaborating with stakeholders at all levels, including executives and clients. Demonstrates excellent planning skills and a deep understanding of the fintech industry, particularly in the Compliance and Operations area. Possesses strong leadership, communication, and analytical abilities, with a proven capability to articulate complex concepts, make informed decisions based on data, and measure product success. Has extensive experience across both Tier-1 banks and fintech startups, managing internal teams and external consultants, including Big 4 advisory firms.The key achievements include:- the launch of BLIK (a new mobile payment system in Poland), - the roll-out of multiple strategic Compliance programs (KYC, 4AMLD, KYA) in Europe and CIS region, and - the design and implementation of multiple products for a new digital bank in Saudi Arabia.