Data scientist specializing in Banking & Financial Services, based in Bangalore. With expertise in AI-driven solutions and advanced modeling pipelines, I've consistently enhanced decision-making processes for major banks and financial institutions.As a certified mutual fund and Portfolio Management Services (PMS) distributor, I bring a unique blend of technical prowess and financial acumen to my work. This dual expertise allows me to bridge the gap between complex data analysis and practical financial applications.Core Competencies:Data Science & AI: Developing machine learning models and predictive analytics for the financial sector.Financial Services Expertise: Deep understanding of banking operations, credit risk assessment, and fraud detection.Technical Skills: Advanced proficiency in SQL, Python, R, and Tableau.Leadership & Project Management: Experienced in leading cross-functional teams and managing complex data science projects.Stakeholder Management: Collaborating with executives to align data strategies with business objectives.Professional Highlights:At EXL Service: Leading AI and ML solutions development for banking clients. Designed advanced modeling pipelines enhancing credit risk assessment and fraud detection.At KreditBee: Revolutionized credit scoring system, improving loan approval accuracy by 10% while reducing default rates.At Guru & Jana: Created predictive models for market trend analysis and automated reporting systems.Key Achievements:Developed a credit risk model reducing non-performing loans by 18% for a major Indian bank, saving over ₹1 crores annually.Led customer segmentation model development, improving cross-selling effectiveness by 15% for a leading fintech company.My approach to data science in finance is holistic and impact-driven, focusing on understanding business context, ensuring data quality, innovative problem-solving, and developing explainable AI models. Vision for Finance:Personalized financial services using AIInclusive finance through alternative dataReal-time risk management systemsAs a data scientist passionate about financial services, I'm excited about AI and data analytics shaping the future of finance. I'm always open to connecting with like-minded professionals to explore collaborations and exchange ideas on innovative data-driven solutions in banking and finance.Let's connect to discuss how we can leverage data science to drive strategic decisions and create lasting value in the financial sector.