Ra'Ed Almulla, Cpa Email & Phone Number

Bahrain, Uae, Ksa And Egypt

• Established and maintained policies, standards and guidelines specific to the effective discharge of roles and responsibilities of the department in line with the professional pronouncements of the Institute of Internal Auditors; • Implemented a comprehensive risk assessment methodology and develop a risk based internal audit plan for the PayTabs Group including our entities in Bahrain, Saudi Arabia, UAE, India, Egypt and Turkey;• Preformed Internal Audit programs as per the approved plan and developed a corrective action plan in coordination with Management to enhance the company’s control environment and address all the reported observations; and• The Audit Program covered the following key functions of PayTabs Group: Application Development, Information Security, Financial Controls, Operations, Compliance with different regulatory and service providers requirements, Business Development, Corporate Governance, Sales, Project Planning, Project Management, Human resources, Administration and Information Technology.

Group Internal Audit

Performed risk assessment, developed, executed audit programs and presented the audit finding to the audit committee for the following functions/process;• Alkhair International Islamic Bank, MalaysiaCredit Reviews, Corporate Finance, Treasury, Financial Controls, Compliance with BNM (Bank Negara Malaysia) regulations, Human Resources, Information Technology and Corporate Governance.• Alkhair Capital, Saudi ArabiaBrokerage,AssetsManagement,CorporateFinance,Treasury,FinancialControls, Compliance with CMA (Saudi Capital Market Authority) regulations, Human Resources, Information Technology and Corporate Governance.• Bank Alkhair, BahrainPreformed Internal Audit Reviews for the following functions and processes: Disaster Recovery Plan, Compliance with CBB (Central Bank of Bahrain), Treasury, Information Technology, Human Resources, Investment Banking, Operations, Finance, Shari’ah Corporate governance, Investment Reviews.• Alkhair Capital, DubaiCorporate Governance and Compliance Review with Dubai Financial Services Authority.• T’azur, KuwaitRisk assessment for the company’s operations and reviewed Underwriting, FinancialControls, Corporate Governance and Information Technology.As a Group Internal Audit Manager I have performed internal audit quality reviews and review Internal Audit Reports for T’azur (Bahrain) and Alkhair Capital Menkul Değerler (Turkey).

Bahrain

• Established and maintained policies, standards and guidelines specific to the effective discharge of roles and responsibilities of the department in line with the professional pronouncements of the Institute of Internal Auditors;• Implemented a comprehensive risk assessment methodology and develop a risk based internal audit plan• Executed Internal Audit assignments as per the approved internal audit plan;• Presented audit findings to Management and the Board Audit Committee; and• Provided in-house consulting to management in developing a COSO based internal controlsframework.

Bahrain

Major assignments preformed included; • CBB Mandated Investment Reviews - Bahrain:Senior in-charge to lead an Accountant Review assignment for one of the biggestinvestment banks in Bahrain and a global credit card company in Bahrain.• Energy and Water Production Company Based in Jeddah, Saudi Arabia : Senior in-charge to lead an Internal Audit Review of the Treasury and IT Functions.• Semi Government Organization in Bahrain :Led a group of 6 consultants to transform corporate governance structure in a multi-layered and bureaucratically run organization to a lean and robust governance structure.

Bahrain

Major assignments preformed using Ernst &Young's Global Audit Methodology:• Banking Sector (Includes one of the largest Investment Banks in Bahrain and its UK based subsidiary):Internal Audit Reviews for Finance, Investment placement, Deal Structure, Transactions Support & Corporate Communications, Corporate Management, Corporate Investments, Human Recourses, Information Technology. Developed Internal Controls and operational risk infrastructure using COSO model.• Commercial SectorInternal Audit of Property Development, Business Development, Property Management, Human Resources, Financial Controls, Information Technology, Customer and Client Relationship Management.• Industrial Sector:Preformed Internal Audit Quality Review for the world's largest oil and gas company and prepared Trucking and Distribution Policy and Procedures Manual for a well-known company in Bahrain.

Cpa

Certified Public Accountant (CPA) by the Board of New Hampshire, United States. License Number: 5370

Bachelor, Electronic Commerce

In the independent 2012 Good Universities Guide Bond University is the highest rating Australian university, receiving the maximum five.