Rahul Kumar Email & Phone Number

Gurugram, Haryana, India

India

• : Analyzing the credit worthiness of the borrower in terms of income, credit, assets
• Provided support to Underwriting team from loan processing to pre-closing stage of the Loan cycle by evaluating 4C’s (Credit, Capacity, Collateral and Capital) of underwriting.
• Perform in-depth analysis of borrowers/clients credit report, Bank statement and mortgage statements, income documents & tax returns, property related documents (title, insurance, purchase contract and Appraisal report).
• Ensured loan submittals met internal and external eligibility requirements as per Fannie Mae guidelines of the loan product, perform Desktop underwriting and move the loan to pre-closing.
• Evaluated the financial strength of borrowers to determine risk and re-payment capacity.
• Coordinated with other internal support teams to ensure seamless production by the operations team.

Gurugram, Haryana, India

Analyzing the credit worthiness of the borrower in terms of income, credit, property requirements, savings history, appraisals, property review and loan to value with the help of documents financial statement, rent roll and appraisal document.

Gurugram, Haryana, India

• Job Profile: To Audit and analysis customer expenses and vendor Invoices record and process the payments related to relocation and maintenance excel report.RESPONSIBILITIES
• Audit the documents on the basis of policy, letter of assignment and SOP’s provided by the client.
• To Audit Vendor Invoice received with given policy parameter and process them for payment.
• Check duplicity in all possible ways to avoid the over or duplicate payment.
• Worked on Policy terms provided by client to ensure there should not be any discrepancies in process and if found any mentioned it to the reporting officer so that can it can be rectified.
• To ensure payment to be processed on timely manner and in defined Turnaround time.