Rahul Kumar Email & Phone Number

India

Mumbai Area, India

 Preparation of the detailed credit proposal and presenting it to committee for the sanction. Detailed Credit and Risk Analysis – understanding company’s and project business model, detailed financial analysis, risk assessment and mitigation strategy, industry analysis. Assisting in legal documentation and disbursement.  Decision making for financing a proposal and ensuring timely review of accounts Close monitoring of accounts and take corrective steps, detecting potential risk trigger, MIS maintenance to ensure timely review of accounts.  Compliance to Legal/Internal/Credit audit observations and comment. Maintaining relationship with clients, understanding their need, suggesting relevant products, ensuring utilization of limits.

Mumbai

Detailed Credit and Risk Analysis – understanding company’s business model, detailed financial analysis, risk assessment and mitigation strategy, industry analysisClient meeting and site visit to understand business and promoters closelyDetailed Analysis, decision making for funding a client and presentation of proposals / cases to the committeeClose monitoring of accounts and take corrective steps, MIS maintenance to ensure timely review of accountsMaintaining relationship with clients, understanding their need, suggesting relevant products, ensuring utilisation of limitsHandling project finance related to road and tunnel sectors

Corporate And Industrial Finance Department -Hyderabad

Credit Appraisal and Sanctioning - Reviewing company’s financial performance, assessment of risk and analysis of industry in Wholesale Banking SegmentPreparation of detailed proposal and Term sheets for sanctioning by the Top ManagementDecision making for financing a proposal and ensuring timely review of accountsGuiding branches for new businessesClose monitoring of accounts and take corrective steps, MIS maintenance to ensure timely review of accountsHandling all project finance and working capital products – Term Loan, Working Capital – Cash Credit, Overdraft, Letter of Credit, Bank Guarantee, Packing Credit, Buyers Credit etc

Post Graduate Diploma In Banking And Finance, Banking,Finance And Risk Management, 8.34

Activities and Societies: Event Coordinator, Debate Team and News Letter Committee

Bachelor'S Degree, Life Science, 7.32

Activities and Societies: Debate Team and Paper presentation

Aissce-Xii Class, Math And Biology