Currently working with Biz2credit as a senior underwriter as well as an experience of 4.2 years in Muthoot Finance as a credit executive and an aspiring credit risk and underwriting professional with a certificate from Imarticus Learning. Possess knowledge related to risk management, underwriting process, credit reports, receivable sales agreement contract, AML/KYC etc., and A highly organized and hard-working individual looking for a responsible position to gain practical experience in underwriting.
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Senior UnderwriterKreditstackNoida, Up, In -
Senior UnderwriterBiz2Credit Jan 2022 - PresentNoida-Prepare the Contract for receivable sales agreement-Full-cycle underwriting of assigned small business financing-Maintained accurate records of account and merchant details in contract-Ratio Analysis and interpret the financial information-Coordinate with US underwriter and Case Manager -
Executive-CreditThe Muthoot Group Feb 2020 - Dec 2021Co North - DelhiSecured loan underwriting: Gold loansRecommendation/ underwriting of proposals with adherence to company policies &proceduresApproval of special interest waiver within defined TATSupporting business team for seamless processing of the proposalsCheck the KYC, in which I verify the PAN cardCoordinates with IT department for arranging data for notice printing through outsourced agenciesPreparation of MIS reports and maintenance the data of undelivered/returned… Show more Secured loan underwriting: Gold loansRecommendation/ underwriting of proposals with adherence to company policies &proceduresApproval of special interest waiver within defined TATSupporting business team for seamless processing of the proposalsCheck the KYC, in which I verify the PAN cardCoordinates with IT department for arranging data for notice printing through outsourced agenciesPreparation of MIS reports and maintenance the data of undelivered/returned noticesMaintaining the MIS of fund availability for notice printing and making monthly cheque notes for bill paymentMonitoring to the allotted regional offices for 100% interest collection under their regionMaintaining and circulating branches business MIS such as interest collection, NPA, Show less -
Relationship ExecutiveThe Muthoot Group Mar 2018 - Dec 2021Sant Nagar East Of Kailash, New Delhi, IndiaJob description-Effective lobby management i.e. Responsible to attending walk -in clients at Branches.Extending courteous support to all walk-in customers and educating them about the product & services company offers.Responsible for accepting & appraising gold Jewelry as per company norms.Appraise availability of cash position at the Branch/Bank and inform the requirements to the Manager.Verification of daily cash balance, Fund management, bank… Show more Job description-Effective lobby management i.e. Responsible to attending walk -in clients at Branches.Extending courteous support to all walk-in customers and educating them about the product & services company offers.Responsible for accepting & appraising gold Jewelry as per company norms.Appraise availability of cash position at the Branch/Bank and inform the requirements to the Manager.Verification of daily cash balance, Fund management, bank account operations and bank reconciliation to be exclusively monitored by the Branch Manager.Effective handling of software i.e. CBS/ CRM and ensuring all KYC entries in the same.Responsible for processing/ documentations of Loans & other financial services.Responsible for cross selling of all products and achieving of individual & branch targets.Responsible for conducting field visits and meeting corporate customers for business development.Responsible for ATM monitoring & functioning if the same is attached to the branch.Ensuring following of all procedures & policies as per laid down by the organization.Ensuring TAT in handling emails, Co-ordination with Regional & Corporate Offices and all other day-to-day Administrative activities.Coordination with various Banks & preparation of BRS.Responsible for completion of all Accounts related works in the branch.Maintenance of Important formats & documents like Gold Loan/ Vault/Key Movement/ CIT/GIT Register/ Safe Custody / Bond Delivery/PacketMovement/Token Lost.Responsible for removing of audit objections and irregularities.Responsible for safe guarding Cash, Gold and other valuables in the branchEfficiency in conducting supervisory duties when and if required as per the Branch Managers guidelines.Responsible for tele-calling customers for following up on interest collection regularly.Responsible for winning back old customers and ensuring that customer portfolio of the branch is maintained and enhanced. Show less -
Marketing ExecutiveFundreamz Global Marketing Pvt. Ltd. Apr 2017 - Aug 2017Noida Area, IndiaThis is my first job as a marketing executive where my responsibilities was to call interested person who want to donate a small donation for NGOs ( Magicbus India Foundation and India HIV AIDS Alliance) Sometimes I went to door to door visiting for fundraising.
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InternReaching Sky Foundation May 2016 - Jul 2016Khanpur Jwahar Park, New DelhiFund Raising, Social Media Management and Database
Rahul Kumar Skills
Rahul Kumar Education Details
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Imarticus LearningCredit Management -
Finance, General -
Bseb J L College Hajipur BiharAccounting -
P C High School Samastipur Bihar With Cbse Board10Th
Frequently Asked Questions about Rahul Kumar
What company does Rahul Kumar work for?
Rahul Kumar works for Kreditstack
What is Rahul Kumar's role at the current company?
Rahul Kumar's current role is Senior Underwriter.
What schools did Rahul Kumar attend?
Rahul Kumar attended Imarticus Learning, Ishan Institute Of Management And Technology, Babasaheb Bhimrao Ambedkar Bihar University, Bseb J L College Hajipur Bihar, P C High School Samastipur Bihar With Cbse Board.
What are some of Rahul Kumar's interests?
Rahul Kumar has interest in Management Training, New Technologies, Making Sketch, Surfing Internet, Listening Peaceful Music.
What skills is Rahul Kumar known for?
Rahul Kumar has skills like Leadership, Microsoft Office, Ms Office, Microsoft Word, Management, Project Management, Powerpoint, Research, Marketing, Microsoft Excel, Business Development, Event Management.
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1zamilsteel.com
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Rahul Kumar
Linkedin & Twitter Branding Strategist |Founder At Marktent | Al Consultant |Helping Brands To Grow| Dm For CollaborationPatna -
Rahul Kumar
India -
Rahul Kumar
Gurugram
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