Rahul Kumar

Rahul Kumar Email and Phone Number

Senior Underwriter @ Kreditstack
Noida, UP, IN
Rahul Kumar's Location
Noida, Uttar Pradesh, India, India
About Rahul Kumar

Currently working with Biz2credit as a senior underwriter as well as an experience of 4.2 years in Muthoot Finance as a credit executive and an aspiring credit risk and underwriting professional with a certificate from Imarticus Learning. Possess knowledge related to risk management, underwriting process, credit reports, receivable sales agreement contract, AML/KYC etc., and A highly organized and hard-working individual looking for a responsible position to gain practical experience in underwriting.

Rahul Kumar's Current Company Details
Kreditstack

Kreditstack

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Senior Underwriter
Noida, UP, IN
Website:
digikred.com
Employees:
35
Rahul Kumar Work Experience Details
  • Kreditstack
    Senior Underwriter
    Kreditstack
    Noida, Up, In
  • Biz2Credit
    Senior Underwriter
    Biz2Credit Jan 2022 - Present
    Noida
    -Prepare the Contract for receivable sales agreement-Full-cycle underwriting of assigned small business financing-Maintained accurate records of account and merchant details in contract-Ratio Analysis and interpret the financial information-Coordinate with US underwriter and Case Manager
  • The Muthoot Group
    Executive-Credit
    The Muthoot Group Feb 2020 - Dec 2021
    Co North - Delhi
    Secured loan underwriting: Gold loansRecommendation/ underwriting of proposals with adherence to company policies &proceduresApproval of special interest waiver within defined TATSupporting business team for seamless processing of the proposalsCheck the KYC, in which I verify the PAN cardCoordinates with IT department for arranging data for notice printing through outsourced agenciesPreparation of MIS reports and maintenance the data of undelivered/returned… Show more Secured loan underwriting: Gold loansRecommendation/ underwriting of proposals with adherence to company policies &proceduresApproval of special interest waiver within defined TATSupporting business team for seamless processing of the proposalsCheck the KYC, in which I verify the PAN cardCoordinates with IT department for arranging data for notice printing through outsourced agenciesPreparation of MIS reports and maintenance the data of undelivered/returned noticesMaintaining the MIS of fund availability for notice printing and making monthly cheque notes for bill paymentMonitoring to the allotted regional offices for 100% interest collection under their regionMaintaining and circulating branches business MIS such as interest collection, NPA, Show less
  • The Muthoot Group
    Relationship Executive
    The Muthoot Group Mar 2018 - Dec 2021
    Sant Nagar East Of Kailash, New Delhi, India
    Job description-Effective lobby management i.e. Responsible to attending walk -in clients at Branches.Extending courteous support to all walk-in customers and educating them about the product & services company offers.Responsible for accepting & appraising gold Jewelry as per company norms.Appraise availability of cash position at the Branch/Bank and inform the requirements to the Manager.Verification of daily cash balance, Fund management, bank… Show more Job description-Effective lobby management i.e. Responsible to attending walk -in clients at Branches.Extending courteous support to all walk-in customers and educating them about the product & services company offers.Responsible for accepting & appraising gold Jewelry as per company norms.Appraise availability of cash position at the Branch/Bank and inform the requirements to the Manager.Verification of daily cash balance, Fund management, bank account operations and bank reconciliation to be exclusively monitored by the Branch Manager.Effective handling of software i.e. CBS/ CRM and ensuring all KYC entries in the same.Responsible for processing/ documentations of Loans & other financial services.Responsible for cross selling of all products and achieving of individual & branch targets.Responsible for conducting field visits and meeting corporate customers for business development.Responsible for ATM monitoring & functioning if the same is attached to the branch.Ensuring following of all procedures & policies as per laid down by the organization.Ensuring TAT in handling emails, Co-ordination with Regional & Corporate Offices and all other day-to-day Administrative activities.Coordination with various Banks & preparation of BRS.Responsible for completion of all Accounts related works in the branch.Maintenance of Important formats & documents like Gold Loan/ Vault/Key Movement/ CIT/GIT Register/ Safe Custody / Bond Delivery/PacketMovement/Token Lost.Responsible for removing of audit objections and irregularities.Responsible for safe guarding Cash, Gold and other valuables in the branchEfficiency in conducting supervisory duties when and if required as per the Branch Managers guidelines.Responsible for tele-calling customers for following up on interest collection regularly.Responsible for winning back old customers and ensuring that customer portfolio of the branch is maintained and enhanced. Show less
  • Fundreamz Global Marketing Pvt. Ltd.
    Marketing Executive
    Fundreamz Global Marketing Pvt. Ltd. Apr 2017 - Aug 2017
    Noida Area, India
    This is my first job as a marketing executive where my responsibilities was to call interested person who want to donate a small donation for NGOs ( Magicbus India Foundation and India HIV AIDS Alliance) Sometimes I went to door to door visiting for fundraising.
  • Reaching Sky Foundation
    Intern
    Reaching Sky Foundation May 2016 - Jul 2016
    Khanpur Jwahar Park, New Delhi
    Fund Raising, Social Media Management and Database

Rahul Kumar Skills

Leadership Microsoft Office Ms Office Microsoft Word Management Project Management Powerpoint Research Marketing Microsoft Excel Business Development Event Management Team Management Teamwork Sales Management

Rahul Kumar Education Details

Frequently Asked Questions about Rahul Kumar

What company does Rahul Kumar work for?

Rahul Kumar works for Kreditstack

What is Rahul Kumar's role at the current company?

Rahul Kumar's current role is Senior Underwriter.

What schools did Rahul Kumar attend?

Rahul Kumar attended Imarticus Learning, Ishan Institute Of Management And Technology, Babasaheb Bhimrao Ambedkar Bihar University, Bseb J L College Hajipur Bihar, P C High School Samastipur Bihar With Cbse Board.

What are some of Rahul Kumar's interests?

Rahul Kumar has interest in Management Training, New Technologies, Making Sketch, Surfing Internet, Listening Peaceful Music.

What skills is Rahul Kumar known for?

Rahul Kumar has skills like Leadership, Microsoft Office, Ms Office, Microsoft Word, Management, Project Management, Powerpoint, Research, Marketing, Microsoft Excel, Business Development, Event Management.

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