Raj Kumar
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Raj Kumar Email & Phone Number

Banking Operations, Retail and Commercial Lending, Project Finance, Infrastructure Finance, Ratings, Financial Analyses, Credit Appraisal & Monitoring, Due diligence, Credit Review/ Annual Renewal, Risk and Compliance. at National Housing Bank
Location: Gurugram, Haryana, India 6 work roles 4 schools
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Current company
National Housing Bank
Role
Banking Operations, Retail and Commercial Lending, Project Finance, Infrastructure Finance, Ratings, Financial Analyses, Credit Appraisal & Monitoring, Due diligence, Credit Review/ Annual Renewal, Risk and Compliance.
Location
Gurugram, Haryana, India
Company size
128 employees

Who is Raj Kumar? Overview

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Quick answer

Raj Kumar is listed as Banking Operations, Retail and Commercial Lending, Project Finance, Infrastructure Finance, Ratings, Financial Analyses, Credit Appraisal & Monitoring, Due diligence, Credit Review/ Annual Renewal, Risk and Compliance. at National Housing Bank, a company with 128 employees, based in Gurugram, Haryana, India. AeroLeads shows a matched LinkedIn profile for Raj Kumar.

Raj Kumar previously worked as Project Finance Officer at National Housing Bank and Channel Partner at Urban Money. Raj Kumar holds Post Graduate Diploma In Management, Finance from Mit Pune.

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National Housing Bank

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Profile bio

About Raj Kumar

A results-oriented professional with 15+ years of experience in Banking and Financial Services, specializing in credit portfolio management, regulatory compliance & IT-enabled banking transformations. Proficient in leveraging technology to optimize banking operations, implement LMS/LOS systems, and enhance customer satisfaction. Adept at risk management, process automation, and aligning IT solutions with business objectives.

Current workplace

Raj Kumar's current company

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National Housing Bank
National Housing Bank
Banking Operations, Retail and Commercial Lending, Project Finance, Infrastructure Finance, Ratings, Financial Analyses, Credit Appraisal & Monitoring, Due diligence, Credit Review/ Annual Renewal, Risk and Compliance.
new delhi, delhi, india
Website
nhb.org.in
Employees
128
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6 roles

Raj Kumar work experience

A career timeline built from the work history available for this profile.

Project Finance Officer

Current
National Housing Bank

Guwahati, Assam, India

  • Assisting the Bank in Project Evaluation, Project Appraisal, Project Assessment, Negotiations, Preparation of Credit/Project Proposal, Supervising and Monitoring, Project inspection.
  • Assessment of Detailed Project Report submitted by the implementing agency.
  • Liasoning with State Govt./Banks/HFCs/RDBs or any other class of institutions for sourcing of housing projects/urban infrastructure development projects / refinance proposals.
  • Due diligence of the proposals and facilitating disbursement by the Bank.
  • Responsible for developing and maintaining an effective communication channel with Bank and different agencies and monitoring of projects
Aug 2023 - Present

Channel Partner

Urban Money

Gurugram, Haryana, India

Providing one shop solution for all kinds of credit needsof the customers starting from personal loans to bigproject loans.Single point of contact for the customers and Banks/ FIs.Responsible for generating business leads for differentBanks/ FIs as per client's profile.Aggregating data base from different lending partners and seeking potential customers.

Jan 2023 - Aug 2023

Senior Manager

Clix Capital

Gurugram, Haryana, India

- Functioned as a technical architect for LMS/LOS systems.- Resolved functional queries and handled change requests.- Provided consultancy on banking operations and processes, focusing on improving efficiency.- Analyzed customer requirements to design tailored solutions for banking products and services.- Facilitated communication between technical teams.

Nov 2022 - Jan 2023

Senior Manager

Canara Bank

Rewari, Haryana, India

  • Responsible for end-to-end credit processing including freshsanctions, renewals etc.
  • Underwriting credit proposals as per the laid down policies &procedure.
  • Conducting personal discussion with proposed borrowers toestablish Credit worthiness. Analyzing their business model,identifying strengths, weakness, risks, understanding therevenue models and the corporate structure.
  • Ensuring completion of credit/KYC documents and verificationtelephonic,field & collateral visits.
  • Preparing and Maintaining MIS on Credit requirements like -Sanction Limit, client Net worth etc.
  • Attending to audit observations and ensuring timely closure of thesame. Prepare Credit Appraisal Notes/ Sanction Memos/Processing Notes etc.
Jun 2013 - May 2022
Team & coworkers

Colleagues at National Housing Bank

Other employees you can reach at nhb.org.in. View company contacts for 128 employees →

TK Tushar Kumar Tushar Kumar Colleague at National Housing Bank Delhi, India, India View → SS Saurabh Singh Saurabh Singh Colleague at National Housing Bank Lucknow, Uttar Pradesh, India, India View → VG Vishal Goyal Vishal Goyal Colleague at National Housing Bank Delhi, India, India View → VG Vishal Goyal Vishal Goyal Colleague at National Housing Bank Delhi, India, India View → AK Abhishek Kumar Singh Abhishek Kumar Singh Colleague at National Housing Bank Faridabad, Haryana, India, India View → SS Sanjeev Srivastava Sanjeev Srivastava Colleague at National Housing Bank South Delhi, Delhi, India, India View → NP Naidu P V Naidu P V Colleague at National Housing Bank New Delhi, Delhi, India, India View → AS Anita Sharma Anita Sharma Colleague at National Housing Bank Chandigarh, India, India View → SN Shivabharath Naik Sugali Shivabharath Naik Sugali Colleague at National Housing Bank Mumbai, Maharashtra, India, India View → UK Udaya Kumar Udaya Kumar Colleague at National Housing Bank Delhi, India, India View →
4 education records

Raj Kumar education

Post Graduate Diploma In Management, Finance

Mit Pune

Diploma In Business Accounts, Accounting And Business/Management

Iijt
FAQ

Frequently asked questions about Raj Kumar

Quick answers generated from the profile data available on this page.

What company does Raj Kumar work for?

Raj Kumar works for National Housing Bank.

What is Raj Kumar's role at National Housing Bank?

Raj Kumar is listed as Banking Operations, Retail and Commercial Lending, Project Finance, Infrastructure Finance, Ratings, Financial Analyses, Credit Appraisal & Monitoring, Due diligence, Credit Review/ Annual Renewal, Risk and Compliance. at National Housing Bank.

Where is Raj Kumar based?

Raj Kumar is based in Gurugram, Haryana, India while working with National Housing Bank.

What companies has Raj Kumar worked for?

Raj Kumar has worked for National Housing Bank, Urban Money, Clix Capital, Canara Bank, and State Bank Of India.

Who are Raj Kumar's colleagues at National Housing Bank?

Raj Kumar's colleagues at National Housing Bank include Tushar Kumar, Saurabh Singh, Vishal Goyal, Vishal Goyal, and Abhishek Kumar Singh.

How can I contact Raj Kumar?

You can use AeroLeads to view verified contact signals for Raj Kumar at National Housing Bank, including work email, phone, and LinkedIn data when available.

What schools did Raj Kumar attend?

Raj Kumar holds Post Graduate Diploma In Management, Finance from Mit Pune.

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