Experienced in Pre-Screening and underwriting in Multifamily Loans.Having experience in breaking down the financial statements ( Cash Flows and Rent Rolls)Dealing with spreading of multi family rent rolls, cash flow statements in the multi family sizing template.Strong background related to technical valuations( Cash Flow Analysis, Income Approach, Comparable Approach and DCF) Experienced in first phase of underwriting, reviewing third party reports preparing market, property… Show more Experienced in Pre-Screening and underwriting in Multifamily Loans.Having experience in breaking down the financial statements ( Cash Flows and Rent Rolls)Dealing with spreading of multi family rent rolls, cash flow statements in the multi family sizing template.Strong background related to technical valuations( Cash Flow Analysis, Income Approach, Comparable Approach and DCF) Experienced in first phase of underwriting, reviewing third party reports preparing market, property and appraisal narratives.Leading three processes in the team for HMDA process ( Salesforce Compliance, CBFO and Folder setup)Hands on experience in applications like Salesforce, Rockport, Credit Bridge & Crime mapping. Review documents such as Costar, REIS, COMPS, Note, Loan Agreement, Deed of Trust, Loan Application, 1146, Appraisal, PCA, ESA, Zoning, Flood Determination.Currently in the QC role for Financial Modeling and Market research process.Responsible for daily inventory tracking and assignments for the teammates.Have experience in preparing the production and quality monthly report.Strong emphasis on producing high-quality work, meeting deadlines, and exceeding requestor expectations. Took initiative in preparing external feedback report and training material Show less

US Mortgage default servicing and underwriting experience in the residential mortgage industry.Good working knowledge of modification plans and knowledge on MSPExperience of working in Loss mitigation, Loan processing, Modification and servicing.Stringently look for parameters of Loan to Value(LTV), DSCR( Debt Service Coverage Ration), Debt to Income ratio (DTI) and Housing to Income ratio (HTI) components in mortgage loan files.Experience in collateral documents… Show more US Mortgage default servicing and underwriting experience in the residential mortgage industry.Good working knowledge of modification plans and knowledge on MSPExperience of working in Loss mitigation, Loan processing, Modification and servicing.Stringently look for parameters of Loan to Value(LTV), DSCR( Debt Service Coverage Ration), Debt to Income ratio (DTI) and Housing to Income ratio (HTI) components in mortgage loan files.Experience in collateral documents (HUD,REPC,APPRAISAL REPORT, LISTING AGREEMENT, BPO, RMA, SALES CONTRACT and INSURANCE DOCUMENTS)Evaluating evidence of borrowers willingness and ability to repay the obligation.Updating required information in client application and taking proper decisions as per the investor guidelines.Works with all levels of the team to update process documentation to reflect procedure changes and implement the change.Provide or assist with refreshers training up skilling of existing team members.Assist with quality review and quality assurance initiatives.Interacts with client stakeholders on daily basis to resolve questions or to provide updates.Perform second level review of tasks and processes in adherence to SOP Show less