Rajnish Gambhir, Cpp Email & Phone Number

560076, Bengaluru, Karnataka, India

Bengaluru, Karnataka, India

As the Head of SLP and Fraud Prevention at Rupeek Fintech, entrusted with overseeing safety and fraud hygiene of high intensity operations across 63 cities Pan India (Tier 1 to tier 2 / 3 networks) with gold and cash velocity exposure of 30+ Crores / day across hundreds of clusters from transaction sites to multiple lender branches, Vaults and Partner Bank branches. This involves monitoring multiple touch points across cities in unchartered territory in an unpredictable high intensity environment, high value asset handling, custody, movement and deploying emergency response teams to handle Customer fraud escalations, real time losses, asset and employee safety challenges. • Conceptualised & implemented Fraud Detection & Prevention program - Introduced the concept of Risk Intelligence, CDD / EDD due diligence techniques • Creating a intuitive and dynamic rule-based anti fraud diagnostic tools (automated solution) for high value transactions counter surveillance • SSBR (Security, Safety & Business Resilience) - setting up FSS & FPI, Investigations, Loss Prevention teams, Crisis response protocols through ERTs & OSDs• Concept, Design & Engineering of the Integrated Command Centre / SOC - Country Surveillance plan for asset & employee protection, event detection, alert & incident response capability, Incident reporting, tracking, case resolution progression and visibility till closure• COEs - Correction of Errors (Auditing of security controls / processes) - Generate LFIs, RCAs, Investigation findings, Learnings from Environment - Prepare control objectives - Implement controls & review continually • Building Policy Frameworks & SOPs Compendium • Security & Fraud Data Analytics - driven Process Reviews : Leveraging analytics to identify trends, assess risks, and enhance security protocols.• Security & Fraud metrics for visibility to Management

Bangalore Urban, Karnataka, India

As the Head of Security and Loss Prevention at Rupeek Fintech Pvt Ltd was responsible for engineering Pan - India secure end to end secure logistics, asset and employee protection in 45 cities integrating Regional offices, RICs / hubs, Gold Storage Vaults and Lender Bank branch network and Safety & Security of Customers and high value transactions in B2B and B2C spectrum.• Designed a 3 tier Incident Management Org consisting of Central FSS / FPI team, Zonal / Field Org and Strategic Org • Loss Prevention: Developed a Collateral Management & Tracking system, tamper proof packaging, IoT tagged bags for live tracking of Inventory through the value chain, minimise fraud, and operational shrinkage.• Standardised a 2 way diligence process (anti- collusion) to bring in deep BGV for the front line workers to weed out HREs (high risk employees) and EDD for Customers and HNI Transactions•Asset Protection: SSBR Program to ensure the safety and security of assets, including inventory, equipment, and facilities, EPAP for employees • TVRA (Threat & Vulnerability Risk Assessment) - Preventive Risk Intelligence through programmable due diligence logic score cards• Crisis & Emergency Response - Emergency Operations & Evacuation Plan (EOEP) & Business Continuity Planning• Strategic Risk Intelligence (Non- Cyber) - Identify agents of influence • Competetive intelligence / Monitor competitive behaviour • DRP Protection Use Cases - Malacious dark web activity, brand protection, fraud protection, sensitive PII data leakages, Cyber defamation - online reputation safeguards and proprietary data loss prevention preparedness

• Entrusted with Strategising & Enhancing Process design effectiveness, handling operations and leading the P & L management of the Cash BU. • Responsible for establishing a secure & reliable infrastructure, end to end logisticsfor high value cargo(cash & gold bullions), reconciliation support, loss prevention,fidelity management, risk and recovery across 12,000 sites, managed through 30Branches & 100 Hubs, currency chests, vaults, call centers & back end support.• Ensured enterprise wide secure operations by enforcing multi-layered globalstandards of security - server encrypted OTC, geo-enabled pass codes and digi-locks,100 % automated identity / access management of assets and infra and back endDBMS maker / checker framework & audits minimizing fidelity and risk to .05 %• Focus on Business Operations Strategy & Process Transformation impacting bottom line• Budgeting, planning & reporting - deliver P & L and market share mandates• Intelligent automation & Integration of core processes & Legacy systems to sustain competitive advantage & Enterprise agility• Supporting customer engagement through client centric, compliant and seamless product & service delivery excellence through quality CX / CSAT, NPS & CTQ metrics• Leverage Business Intelligence, predictive tools & product analytics to drive real time, meaningful and actionable outcomes to support strategic decisions

New Delhi

As a consultant, have been involved in prestigious assignments withorganizations in key sectors like FMCG, manufacturing and retail, Telecom and ATMoperations and extensive compliance audits in premier corporate security de-risking programs for a number of MNCs. The projects involved risk assessments for installations, assessing adequacy of sitesecurity plans, conceptualization of security systems, design-implementation-testing& commissioning support.• Security systems Design, Site Threat & Risk Assessment & Physical Security Management• Business Intelligence & Risk Analysis on ERM & BCM frameworks• Due diligence (Anti-fraud, ethical violations) & Loss prevention, Employee safety & EP• DR, Crisis Management & Life safety• Corporate Investigations/ inquiries, coordinating with law enforcement agencies & environment management.

• Contributed to Planning, design, procurement and deployment of Key Hi-tech gadgetry for security upgrade of Allahabad cantonment.• Scope included design and fabrication of boundary wall, lighting and electrification, A1 defence land clearances, watch towers, CCTV installment and deployment, boom barriers, caltrops, communications, activation of command center and deployment of quad copters.• Complete project from inception, site survey, budgeting and approvals, Acceptance of necessity, request for proposals / information, technical and commercial bids, market survey, benchmarking, tendering and placement of supply orders and project closure was executed.• Collaborated on drafting contracts with vendors leading to comprehensive service agreement• Optimized costs, resource utilization and operating procedures; reduced headcount, improved efficiency by 20%

Leadership• Chief of Operations and operational logistics of a composite work force (16,000 workforce, 2000+ vehicle fleet, equipment and critical assets) • Led a large cross functional team to execute operations with multiple subordinate organizations in a versatile Command area spanning 4 states ; exceeded operational and efficiency targetsOperations and Project Management• Targeted and improved efficiency by 25% through demand management; optimized supply chain of $30M• Planned and executed deployment of 16,000 troops, equipment and assets with 100% success

I am a CPP (Certified Protection Professional - ASIS) and am a member of ASIS(American Society of Industrial Security) International. I have attained proficiency in Security Threat & Risk Assessment, and Strategic Intelligence Analyst.Expertise: Conduct site Threat and Risk Assessments. Management of physical security, security staff, equipment, and documentation. Assess the adequacy of site security plans for protection of the physical environment against fire, theft, vandalism, terrorism, and all illegal and unauthorized activity. Oversee adherence to corporate security policies and procedures for all relevant locations. Review facility risk and vulnerability assessments and plans for action. Conduct branch security surveys and audits to include adherence to security policies and procedures, facility emergency action plans, inventory controls, cash handling procedures, and all other relevant aspects of the facility security program. Recommend changes to departmental policies and procedures to enhance safety and security and improve departmental efficiency.Develop, implement, and manages regional strategic planning for security and its coordination with organizational business objectives. Review performance to plan for business unit and facility security programs. Identifies problems and resolves issues. Develop and document standards for measuring efficiency and effectiveness of security operations. Develop and build relationships with high-level law enforcement, intelligence, and private sector counterparts. Prepare reports and provides briefings to senior executives and the executive security team on risks, recommendations, and performance of the security program. Coordinate with local law enforcement, emergency response agencies, business groups, contractors, and others to enhance facility protection and improve operational efficiency.

Chandigarh Area, India

A seasoned professional with 25 years of demonstrated abilities and track record in challenging assignments at strategic level in operations, human resources management and training in the Indian Army. Seeking a challenging corporate assignment where I can reposition my skills and capabilities of leadership, resource and human capital management to conceptualise and execute strategies to drive and streamline workflow, transform operations, implement and optimise processes and enable technology solutions in concert with management challenges.

Chief Executive Officer, Commanding Officer( CO),Indian Army (Oct 2010 - Oct 2013) • As Commanding Officer of a highly specialised frontline equipment intensive unit with hi-tech gadgetry, 500 personnel and about 250 vehicles, spearheaded efforts to impart strategic direction to complete operations by improved technical, quality and training thresholds . l• Responsible for autonomous budgetary controls, infrastructure, planning, vendor development repair and maintenance of assets worth Rs 300 crores. Evolved workshop procedure, inventory control methods and forecast reliability and served as advisor on several operational and infrastructure related projects as PMG varying from Rs 10 to 20 crores per annum. • Directed and guided HR teams for operational skills like training and development, appraisal, staffing, recruitment, placement, grievance and counselling, pay and allowances, social and environmental compliance and accountability, risk mitigation and process planning and control of the outfit in terms of logistics, inventory management and control and vehicle fleet management. • Accredited for successful induction, deployment and operations and sustenance of the unit in a remote inhospitable terrain in Arunachal Pradesh.

• Assistant Director of Operations of an organisation (15000 workforce, 2500 plus vehicles and electronics/telecommunications, plant and equipment) responsible for strategic/operational planning and process improvement.• Credited for successfully planning and establishing the Geo-informatics, Operations,Intelligence and Surveillance Facility and coordinating training as lead instructor.• Mentoring/Leading a cross functional team for execution of operations aligned with strategy. • Designed policies for conduct of operations in war and SOPs for security protocol implementation of an establishment with critical equipment and resources.• Formulation of operational/training strategy, media management and coordination/ liaison with civilian govt. organisations.

• As project manager on making drift tunnels in Arunachal Pradesh carried out successful feasibility trials with technical and cost affect project report in conjunction with NHPC and Rockland Constructions, Sikkim leading to subsequent allotment of Rs 100 crores by Defence Ministry for said project in 2007.• Training, mentoring and team building, performance management, staffing and administration of 500 personnel.• Planning, design and implementation of annual training modules based on job requirement.Logistics, procurement and vendor management for fuel, transport spares, clothing items, and food products worth.• Procurement and maintenance of training infrastructure and materials.

Brigade Major(BM) (2004-2006)• As a brigade major of a Brigade deployed in J&K planned and orchestrated strategy for all operational plans for the complete brigade constituting an HR workforce of approximately 5,000 personnel deployed over a frontage of 100 Km, including establishment of the state of the art brigade command, information, surveillance, decision and support operational centre to coordinate the same .

Training Manager / Instructor ( 2002-2004)• As chief instructor on weapon systems imparted training on operational deployment, maintenance and evaluation of strategy and suggest methodology for enhanced exploitation. • As chief instructor and assistant project director on weapon systems processed and completed exhaustive equipment trials report alongwith components, integrated sub-assemblies, support equipment and proposed inventory procurement and scaling for Joint Venture Artillery Gun Development Project worth INR 1700 crores with OEMs, ex Israel for the Indian Army which led to induction of said equipment in 2002.

Unit Officer,Major/Captain (1992-2001)• As project advisor evaluated operational exploitation, exhaustive user trials, maintainability and quality control aspects of hi-tech equipment,components, integrated sub-assemblies, support equipment and inventory procurement and scaling from OEMs, ex Israel for the Indian Army worth Rs 650 crores as per the GSQR which led to subsequent induction of equipment in 2006. • As a Company Commander in a frontline Counter Insurgency Assam Rifles Battalion analyzed risks and operational & situational requirements to establish security cover for VIPs including Governor, Chief Minister and Home Ministers of the state of Manipur and Nagaland and other important appointee’s of Army.Counter-terrorism, Risk Management, Security leadership, Security Operations, Social Control, Political Intelligence, Intelligence Management, Investigations.• As a staff officer (Adjutant/Quartermaster), and Battery Commander managed the administrative requirements of the unit; including planning and meeting requirements for rationing, transportation, EHS compliance, space management, computing requirements for FOL (fuel, oil and lubricants) and ammunition, procurement and ensuring their serviceability.

Post Graduated Diploma In Management, Operations

Operations

Cpp (Certified Protection Professional), Security Threat & Risk Assessment, And Strategic Intelligence Analyst., Qualified Specialist

Expertise: Conduct site Threat and Risk Assessments. Management of physical security, security staff, equipment, and documentation. Assess.

Master Of Science (Msc), Defence Studies, Strategy, Operations

Master Of Science (M.Sc.), Weapon Technology

Bachelor Of Science (B.Sc.)

Education record