Deputy Manager(Credit)
CurrentDesignation : Deputy Manager(Credit)Responsibilities :Credit Management**Supervising Approval and Managing the loan proposals & sanctioning credits after appraising credit proposals, analysis of balance sheet,solvency status and scrutiny of relevant documents as well as post-sanction follow-up and disbursal of loans and ensuring compliance with Bank's credit policies.**Tracking the creditworthiness of the client during the process of sanction credit/loan to Corporate/individual clients through all the primary and secondary researches.Investment Advisory Services**Analysis risk appetite of an individual for providing them apt investment solutions,ensuring that solutions provided match the risk profile;providing advisory services on various products offered by the bank.Risk Analysis**Assessing risk in the business process & identifying adequate action or control for mitigation through risk management.l Carrying out the analysis of risk related to profile of the client,market,transaction,operation & industry level and finding the mitigation.Recovery Management**Following recovery management through monitoring of collection & recovery process thereby maximizing revenue generation & minimizing irrecoverable debts. **Filing of civil suits and follow up in various courts including DRT.**Auction of Properties of defaulters under SARFAESI Act
