Ramanand Shetty Email & Phone Number

Mumbai Area, India

Project Management: Successfully managed complex projects from inception to completion, ensuring timely delivery within budget and scopeStakeholder Management: Fostered strong relationships with stakeholders, effectively managing expectations and resolving conflictsRisk Mitigation: Proactively identified and mitigated project risks through robust risk management strategies.Process Optimization: Implemented process improvements to enhance operational efficiency and customer satisfaction.Data-Driven Decision Making: Leveraged data analytics to inform strategic decisions and optimize performance.Technical Expertise: Demonstrated proficiency in big data, data analysis, Linux/Unix, SQL, and performance metrics.Regulatory Compliance: Ensured adherence to industry regulations and legislative guidelines.Accomplishments:Overcame Operational BottlenecksFacing a 50% increase in workload, I implemented streamlined batch processes and optimized resource allocation. This resulted in a 50% reduction in turnaround time without compromising quality.Bridged Technological GapSuccessfully transitioning from legacy systems to cutting-edge technologies, I overcame initial resistance and technical challenges. This led to a 250% improvement in turnaround time.Met Evolving Customer DemandsTo address the need for more efficient data management and analysis, I developed intuitive applications and custom analytics. This enabled member banks to make informed decisions and accelerate credit policy implementation.Delivered Cost-Effective SolutionsWorking under budgetary constraints, I devised innovative strategies to optimize data storage and processing using conventional technologies. This resulted in significant cost savings while maintaining high performance.Demonstrated Exceptional Problem-Solving and DeliveryI consistently exceeded performance expectations, earning recognition for my exceptional problem-solving skills and ability to deliver timely, high-quality results

Mumbai, Maharashtra, India

Tools had built/rebuilt.Debt-to-Income Ratio (DIR) Calculator:This comprehensive calculator streamlines the financial evaluation process by consolidating multiple calculations used by various teams, including Pre-Approval, Underwriting, Post-Approval, and Disbursement. By centralizing these calculations into a single interface, I've simplified the workflow and ensured consistent, standardized results.Tailored eligibility: Determine loan amounts based on individual factors like product type, age, and profession.Age-based adjustments: Calculate and cap age based on loan tenure.Flexible income analysis: Include or exclude various income sources to fit specific product requirements.Comprehensive assessment: Consider other EMIs for a more accurate eligibility evaluation.Vendor Performance MIS Streamlined and Automated :We have significantly improved our Vendor Performance MIS by centralizing data collection, standardizing reporting formats, consolidating data files in a single location, and automating data analysis using custom macro code. This has resulted in increased efficiency, improved accuracy, enhanced collaboration, and the ability to make data-driven decisions.All-in-one : Streamlined data management with a custom-built macro. Automated the extraction of required fields from master data and generated tailored subsets for various credit agencies, significantly reducing manual labor and improving efficiency.MIS : Designed and implemented a comprehensive MIS that was initially developed for a specific department but later proved so valuable that it was adopted and implemented across other departments within the organization.

Mumbai, Maharashtra, India

Document verification: Reviewing and validating the accuracy and completeness of all required documentation, including financial statements, credit reports, and legal agreements of the borrower.Risk assessment: Identifying and evaluating potential risks associated with the loan, such as fraud, default, or non-compliance.Disbursement preparation: Preparing detailed disbursement advice to facilitate the timely and accurate release of loan funds.Achievement: Successfully transformed a low-performing team into a high-achieving unit. As a new member, I fostered a collaborative culture, inspired exceptional performance, and led the team to unprecedented success.

Bachelor’S Degree, Commerce

High School