Ramon Quintero Email and Phone Number

Offered cost-effective life insurance to help protect families in the years when they need it most.Offered complimentary Financial Needs Analysis (FNA) to help clients understand where they are financially and to map out a program to achieve their goals.

Offered a variety of products that can help families and business meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies.

• A partnership to advice manufacturing and exports companies in assets management and investments strategies• Opening of International Banking Accounts and Investment Portfolios for companies and individuals with American and European Banks.• Structured and negotiated contracts and guarantees for financial operations with commercial and investment banks.• Dealt with Local Investors on handling US Treasury Bills and Bonds Operations transactions.• Managed Multicurrency Contracts for acquisition of Raw Materials and Commodities Supply Contracts for minerals and metals (aluminum and steel).

• Lead the areas of Finance, Controllership, Human Resources, Sales, Exports and Raw Materials Supply.• Dealt with international loans through American and European banks and served as key contact for the Company’s bank examinations and due diligences.• Assisted customers to get the appropriate financing to assure long term contracts.• Prepared financial statements and oversaw the monthly financial closing.• Developed financial analysis including profitability by customer contracts and businesses areas.• Managed customer receivables, banking and treasury activities.• Lead the Sales Contracts Lifecycle Management including review, follow up and execution.• Lead the Budgeting, Planning and Control Operations.• Managed the top sales accounts and strategic customers which exceeded 80% of the total sales revenue.• Maintained strong relationship with external auditors (PricewaterhouseCoopers (PwC) and Deloitte).• Recruited, hired and trained people in different area of business: finance, accounting, taxation, sales, customer service and marketing.

• Managed the business operations in Venezuela and Caribbean• Oversaw all operations within the subsidiary including hardware sales, customer support contracts, and software development.• Created strategic business plans for the key accounts along with a sales forecast and Budget for the whole company• Oversaw the Finance and Controllership departments to assure the accurate and timely preparation of financial statements and reports.• Developed and maintained high-level customer relationships with strategic accounts.• Participated in the recruiting and training process to ensure appropriate staffing levels within the subsidiary.