Randhir Kotwal Email & Phone Number

Delhi, India

Key Achievements:- Managing Credit Portfolio of INR 10,000 cr.- Acquisition and deep pocketing of key and strategic relationships-In-depth credit & transaction analysis of new deals along with end to end closure of transactions -Experience of handling large value transactions including project based lending, capex term loans, working capital, Merchant Trade.- Experience of handling stressed assets including SARFEASI proceedings and restructuring.-Maintaining and deepening relationship with banks for syndication/sell-down and exploring new relationship opportunities in new private corporates and government/PSU entities.-Instrumental in connecting many PSUs to Bank's Balance Sheet: NTPC, PFC, PFS,EESL, SAIL,HUDCO,RAILTEL,IREDA,NFL,RITES .- Won Chairman's award for Best resource for garnering Institutional relationships-Executed MOUs with National Handicapped Finance & Development Corporation-Executed MOUs with National Safai Karamchari Finance & Development Corporation-Tie up with National SC Finance & Development Corporation-Tie up with National Minorities Finance and Development Corporation-Tie up with Army Welfare Education Society-Exceptional services to senior citizens and women from first day of Demonetization in Nov 2016(covered in media)

South Extension, New Delhi

Key Deliverables: Worked as Head FX & Trade Finance of large Corporate clients. Handling trade finance and cash management services for large & mid corporate and government banking clients for Letter of credit as per UCPDC 600, Buyer’s credit, export services, Pre & Post shipment finance, Bank guarantee, payments and collection solutions, purchase/sales bill discounting, forward contracts , SWIFT operations etc, handling portfolio amounting to Rs 1000 cr. Operation of NRE/NRO/FCNR/EEFC/RFC Accounts and Term Deposits of NRO,NRE,FCNR(B) Exploring new relationship opportunities in new large/mid size corporate and government/PSU client. Studying the working capital cycle of corporate, analyzing areas of improvement, customization of the Bank’s product for plugging clients & effective implementation of the system internally and externally. Working in tandem with different hierarchies/verticals with clients for identifying business opportunities for increasing wallet share, offering new/customized products and generating revenues in terms of fee, current account balances and fx income. Appraisal and sanction of Export credit fresh disbursals/renewal/enhancement.  Preparation and submission of all Monthly/Quarterly/Fortnightly reports including P&L,Turnover, Liberalisation Scheme, NRI investment in properties statements.Significant Highlights: Helped achieved 100% growth in exchange income and turnover from FX dealing. Exchange Income : Increased substantially from USD 0.30 million in FY 05 to USD 2 million FY 09.  FX Turnover : Increased from USD 50 million FY 05 to USD 300 million in FY 09.

New Delhi

Key Deliverables: Maintenance of Demat accounts. Handling and Managing live servers of NSDL, CDSIL, DPSECURE (BACK OFFICE SOFTWARE) Uploading daily share transactions to live servers. Enter/track/review daily trading activity and analyze client margin balance and buying power. Handle DPSECURE software operations in coordination with CMC. Compliance with all regulations and guidelines.Significant Highlights: Was heading IT Team that was responsible for shifting of datacenter of JK bank Depository Services and data migration in coordination with officials of NSDL, CDSIL, CMC .

Master Of Business Administration (M.B.A.), Post Graduate Diploma In Management (Executive)

Be, Electronics & Telecommunications

I completed the degree from Regional Engineering College,Srinagar(now NIT Srinagar),one of the prestigious institutions of the country.

Bachelor'S Degree, Electronics And Communications Engineering

Activities and Societies: Squash Running Marathons

High School, Medical,Non-Medical

Activities and Societies: Represented School in North zone Hockey Championship in 1995 and was adjudged the best scorer of the tournament..