Experienced management consultant. Thought leader. Extensive experience in developing transformative products and services for premier global financial institutions and market infrastructures. Have directed global, x-functional and x-business project teams. These experiences are very extensible to other information-intensive areas such as health care.Most recently in financial services, managed an integrated set of mission critical payment- and liquidity-related initiatives for Goldman Sachs as head of Treasury Operations’ Global Project Team, including program oversight for payments, incoming cash and operational aspects of liquidity management. I had responsibility for developing the firm’s payment policies and assessing the quality of internal controls around payment processing.Before joining Goldman Sachs, I was a consultant supporting a variety of innovative initiatives for leading global brands such as MasterCard, SWIFT and Aon. I’ve also had formative work experiences with Chase Manhattan Bank and the DTCC. Earlier in my career, I spent 9 years leading consulting engagements in the US and Europe for Oliver, Wyman & Co.I have always been passionate about being a change agent – a consistent theme in my career. Change has meant new business entry or product design, or simply transforming how work is done to enhance client experience, streamline process and reduce risk. Interested in how to commercialize the blockchain technology – beyond technical proofs-of-concept, and have similar interests in new “platform” businesses.Currently, we are in the process of relocating to LA area where our grown children now live, but am prepared to travel and even retain an east coast presence.I’m always interested in hearing from former colleagues, managers, or just interesting creative folk, so feel free to contact me. I can be reached at randy@schaferadvisors.com, or +1 732-822-3341.