Rao Khalid Email & Phone Number

Dubai, United Arab Emirates

Responsible for defining the product roadmap and setting direction aligned with the organizational strategy and market trendsfor the cross-functional teams including the engineering and product teams.Responsible for product backlog grooming, solution design, sprint planning, implementation review and sprint retrospect.Collaborate with cross-functional.

Dubai, United Arab Emirates

• Translated the product roadmap into actionable product requirements, epics, and user stories, facilitating the execution and implementation of the project objectives.
• Attending mandate meetings involved identifying both business and technical enhancements necessary for compliance and operational efficiency.
• Oversaw the development and deployment of a white-label mobile app and web applications platform designed to complement the Issuing and Acquiring business.
• Authentication Landscape - 3-D Secure 2.0, Strong Customer Authentication (PSD2/RTS SCA).
• Digital Solutions - Tokenization, Mobile Products & Service, Checkout, Push Payment.
• Dispute Processing (VCR, Claim Manager), Fraud Management

• Worked as a primary business analyst tasked with developing a credit card product, catering to both consumer and corporate segments, from inception to completion.
• Led the finalization of analytical reports for a credit program, ensuring accuracy and relevance in data analysis and interpretation.
• Collaborated with clients such as Bradesco, Heritage Bank Belize, STI Processing, Flexiti, and Hallmark, serving as a solution architect for the implementation of their credit and prepaid programs.
• Worked with different vendors LexisNexis, Experian, EquiFax and TransUnion for credit history & KYC.
• Integration with Wells Fargo and CPI for Lockbox services.
• Integration with printers Gsemalto, CPI, FTS for card printing.

• Responsible for all the certifications with networks MasterCard, Visa, Discover and MoneyPass(ELAN).
• Compliance certifications with networks MasterCard, Visa, Discover.
• BIN paperwork with Visa, MasterCard and Discover to setup new BIN for different clients.
• Programming in core JAVA to implement the client requirements as per analysis & design document.
• QTP automation script development and testing.
• Monitoring of automation test cases coverage and execution stats shared by team members.