Raphael Chaves Email and Phone Number
Results-driven banking Risk Management professional with over 10 years of experience in evaluating and mitigating various risks associated with banking operations. Leveraged advanced analytical techniques to develop innovative risk mitigation strategies and ensure regulatory compliance. Demonstrated ability to think critically, solve complex problems, and anticipate potential risks through scenario analysis. Successfully aligned risk-taking activities with organizational goals and fostered a strong risk-aware culture. Proven ability to communicate effectively with stakeholders at all levels, including senior management, regulators, and internal teams.Strategic Thinking:i. Risk Governance: Understanding of risk governance frameworks and risk appetiteii. Risk Appetite: Ability to align risk-taking activities with the institution's strategic objectivesiii. Risk Culture: Promoting a strong risk culture within the organizationiv. Communication: Effective communication skills to interact with various stakeholders, including senior management, regulators, and internal teamsSoft Skills:i. Leadership: Ability to lead and motivate teams, fostering a collaborative and results-oriented environmentii. Adaptability: Flexibility to adapt to changing regulatory requirements and market conditionsiii. Ethics: Strong ethical principles and commitment to complianceTechnical & Analytical Skills:i. Risk Modeling: Expertise in developing and implementing risk models for credit, market and liquidity risksii. Quantitative Analysis: Proficiency in statistical analysis, financial modeling, and risk metrics (e.g., VaR, CVaR, Expected Shortfall, Duration, Stress Testing, Yield Curve Interpolation and Extrapolation Methods, Principal Component Analysis)iii. Regulatory Knowledge: Deep understanding of Basel III, Capital Management, Credit Risk, Market Risk and other relevant regulatory frameworksiv. Data Analysis: Ability to extract meaningful insights from large datasets using data mining and statistical techniquesv. Programming: Proficiency in programming languages like: SAS, SQL, PL/SQL, VBA, R, Powershell among othersvi. Problem-Solving: Ability to identify, analyze, and solve complex risk-related problems
Banco John Deere S.A.
View- Website:
- deere.com.br
- Employees:
- 55
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Gerente De Ciência De Dados And Aprendizado De MáquinaBanco John Deere S.A.São Paulo, Brazil
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Risk & Compliance ManagerBanco John Deere S.A. Jul 2020 - PresentSão Paulo, BrazilMain Responsibilities:i. Responsible for guiding, developing and leading directly a team in charge of controlling Market Risk, Liquidity Risk, Credit Risk, Operational Risk, Aml, Compliance, Social & Environmental Risk, Internal Controls, Capital Management and Basel III accord, according to Brazilian regulatory requirements and market best practices commonly used to control the adequacy of risk in portfolios vs. Risk Appetite Statementii. Ensure adherence to business unit and relevant group-wide policies and guidelinesiii. Develop and deploy automated tools in order to enhance Risk Management processessiv. Indirectly influenced inter/intra-department personnel as a subject-matter expert on statistical & economic modeling, data management & analysis, programming, decision systems and numerous other risk-related topicsv. Partner closely with other groups responsible for the Capital Management process in order to ensure the exposures are properly understood, controlled and communicated in accordance with the minimal regulatory capital requirementsvi. Contribute to help the institution with better capital management by identifying RWA optimization/correction areas
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Data Scientist, Latin AmericaJohn Deere Nov 2018 - Jun 2020São Paulo Area, BrazilMain Responsibilities:i. Responsible for building, testing, validating and deploying predictive models through modeling statistical techniques (e.g. logistic regression, survival analysis, transition matrix, time series, neural networks, machine learning, among others)ii. In charge of performing statistical analysis of moderate to highly complex structured and unstructured data from multiple sources that may not have common identifiers iii. Responsible for identifying the best analytical techniques that can be effectively applied to achieve business objectives and interpret next best action through data driven insightsiv. Performing high quality validations and reviewing validation work of other validators leading large model validation projectsiv. Participate in business partner meetings, brainstorming sessions, and workshops to capture business objectives and prioritize opportunitiesv. Data Scientist responsible for presenting over the Global Portfolio Meeting the main risk drivers commonly used for ensuring portfolio performance in Latin America (Approval Rates, Delinquency Levels, Roll-rates, Vintages, Write-offs, Expected at Default and etc) -
Credit Risk AnalystJohn Deere Financial Nov 2016 - Nov 2018Johnston, Iowa, Estados UnidosMain Responsibilities:In charge of developing and maintaining credit risk models, analyzing large data sets, collaborating with stakeholders, conducting model validation and testing, keeping up-to-date with industry trends, and communicating complex technical concepts related to credit risk management to non-technical stakeholdersMajor accomplishments: i. Brazilian employee selected for a 2-year international assignment in Iowa/USA in order to work as an International Risk Analytics team member, starting as a Credit Risk Analyst, and being promoted into a Senior Data Scientist responsible for Latin Americaii. Responsible for building, testing, validating and deploying in production the 01st Application Credit Scoring Model in Mexico iii. Responsible for pushing forward technological innovation for Latin America with new platforms such as, Pega and Fico
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Risk Management AnalystBanco John Deere S.A Jun 2012 - Oct 2016São Paulo Area, BrazilStarting role: Credit Analyst – Small to medium-sized businessesEnding role: Risk Management & Compliance AnalystMain Responsibilities:i. Solid understanding of capital management processes and Basel III for financial institutions, being responsible for leading the implementation of the Basel III Accord in the institution, aligning internal processes with new regulations (Resolutions No. 3.988/11, 4.090/12, 4.192/13 and 4.193/13)ii. Proven experience with sensitivity analysis techniques, stress testing, VaR, and Duration.iii. Develop, implement, and maintain up-to-date risk policies in the areas of credit, market, liquidity, operational, capital management, and anti-money launderingiv. Proven experience in preparing, validating, and submitting daily and monthly reports to the Central Bank of Brazil related to market risk, liquidity risk, and capital management (Operational Limits Statement, Individual Operational Limits Statement, Market Risk Statement, Liquidity Risk Statement, and Daily Risk Statement)v. Manage the risk & control self-assessment process (RCSA), identifying key vulnerabilities and proposing mitigation action plans for the senior management teamvi. Perform ad hoc studies and analyses to optimize the institution's use of capital in terms of selecting the best business opportunities considering the risk/return relationshipvii. Monitor operational limits established in the institution's policies and Risk Appetite Statement (RAS)viii. Implement automated controls and routines within the scope of Market Risk, Liquidity Risk, and Capital Managementix. Drive innovation in risk management by exploring and implementing novel modeling approaches to improve decision-making and risk resilience
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Credit AnalystBanco John Deere S.A Dec 2011 - May 2012São Paulo Area, BrazilMain Responsibilities:i. Reviews and analyzes credit applications for acceptance or denial pertaining to revolving finance products, following the credit guidelines, policies and procedures establishedii. Evaluates financial statements regarding small and medium-sized enterprisesiii. Reviews and authorizes additional transactions within the customer's current credit limitiv. Develop and deliver internal training for credit analysts
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Risk Management And Mis AnalystLojas Renner Jan 2010 - Dec 2011Porto Alegre Area, BrazilMain Responsibilities:i. Leveraged VBA programming to develop a robust quality control tool for credit applications, driving a 20% increase in Private Label approval rates and streamlining the credit processii. Employed advanced statistical techniques like regression and time series analysis to accurately forecast key financial indicators, enabling data-driven decision-makingiii. Designed and implemented intuitive dashboards to provide real-time insights into Private Label card performance, empowering stakeholders with actionable dataiv. Conducted in-depth analysis and developed innovative metrics to continuously evaluate the effectiveness of risk, credit, and collections statistical modelsv. Proactively monitored the predictive power of Application Scoring and Behavioral Scoring models, ensuring optimal performance and risk mitigationvi. Maintained vigilant oversight of credit portfolio delinquency levels, implementing strategies to minimize losses and optimize risk managementvii. Organized and presented compelling Executive Credit Committee briefings, effectively communicating complex financial information to senior leadership -
Senior Compensational AnalystBanco Cooperativo Sicredi Sep 2004 - Dec 2009Porto Alegre Area, BrazilStarting role: InternEnding role: Clearing AnalystMain Responsibilities:i. Successfully designed, developed, and implemented a cutting-edge Credit Transfer Document (DOC) Returns System, eliminating manual processes and saving 66 hours per month, significantly improving operational efficiencyii. Demonstrated exceptional technical skills by developing and deploying versatile control and analysis tools for bank products (check, credit transfers, and collections) using VBA programming languageiii. Proficiently queried and manipulated complex datasets using SQL and PL/SQL, extracting valuable insights to support critical business decisionsiv. Accurately calculated the Clearing and Settlement Service Prior Deposit liability, ensuring compliance with regulatory requirements and minimizing financial risks
Raphael Chaves Education Details
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Mathematics, Statistics, And Computer Science -
Post-Graduate Course In Risk Management & Financial Products -
Bachelor’S Degree In Business Administration
Frequently Asked Questions about Raphael Chaves
What company does Raphael Chaves work for?
Raphael Chaves works for Banco John Deere S.a.
What is Raphael Chaves's role at the current company?
Raphael Chaves's current role is Gerente de Ciência de Dados and Aprendizado de Máquina.
What schools did Raphael Chaves attend?
Raphael Chaves attended Instituto De Ciências Matemáticas E De Computação (Icmc) - Usp, Fiap, Fia Business School, Fgv, Pontifícia Universidade Católica Do Rio Grande Do Sul.
Who are Raphael Chaves's colleagues?
Raphael Chaves's colleagues are Cyrus P., Letícia Velozo Vendrameto, Andrey Rzeznik Dos Passos, Edison Neto, Gabrielli Bento Braga Da Silva, Emily Oliveira, Carolina Dantas.
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Raphael Chaves
Ceo & Founder Da Raphael Chaves High Performance & Training | Palestrante E Treinador De Alto Impacto | Mentor De Liderança, Carreira E Negócios | Especialista Em Liderança E VendasCuritiba, Pr -
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Raphael Chaves
São Paulo, Brazil -
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