Rashida Childs Email & Phone Number

Troy, Michigan

Validate supporting underwriting documentation including credit reports, titles, appraisal reports, income, assets, and insurance coverage. Perform debt to income and loan to value ratio calculations.Review for possible misrepresentation, omissions, inaccuracies, red flags and compliance with regulations.Consistently exceed goals of 90% quality and efficiency by closing loans within 42 days or less.Recognized and rewarded for perfect 10 out of 10 scores on monthly customer satisfaction survey reports.

Performed underwriting reviews to make approval decisions of mortgage loans in amounts up to $500,000.Communicated approval and denial decisions to clients and/or loan officers with diplomacy and tactfulness.Evaluated income and assets, property type and appraisals to validate the credit worthiness of potential borrowers, ensuring all loans met program and product specifications. Achieved management’s targets for productivity, quality and customer satisfaction.

Conducted an average of six bankruptcy education sessions per day with clients seeking financial solutions.Reviewed and analyzed client financial information to recommend appropriate action plans and client budgets. Counseled and communicated empathetically to clients and attorneys to develop successful relationships that resulted in repeat business.Maintained confidentiality surrounding client finances and contributed to successful center operations.

Education record

Bachelor Of Business Administration (B.B.A.), Finance, General