Lead - Real Estate Coe
Current
Feb 2024 - Present
AeroLeads people directory · profile
Ratan Kumar Email & Phone Number
Product Head - Construction Finance
at
Axis Bank
1 work email found
@hdfc.com
LinkedIn matched
✓ Verified August 2026
4 data sources
Profile completeness 100%
Current company
Role
Product Head - Construction Finance
Location
Mumbai, Maharashtra, India
Company size
Who is Ratan Kumar? Overview
A concise factual answer block for searchers comparing this professional profile.
Quick answer
Ratan Kumar is listed as Product Head - Construction Finance at Axis Bank, a with 62502 employees, based in Mumbai, Maharashtra, India. AeroLeads shows a work email signal at hdfc.com and a matched LinkedIn profile for Ratan Kumar.
Ratan Kumar previously worked as Lead - Real Estate COE at Axis Bank and Construction Finance at Hdfc Bank. Ratan Kumar holds Pgdm, Finance from International Management Institute - Imi.
Company email context
Email format at Axis Bank
This section adds company-level context without repeating Ratan Kumar's masked contact details.
{first}.{last}@hdfc.com
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AeroLeads found 1 current-domain work email signal for Ratan Kumar. Compare company email patterns before reaching out.
Profile bio
About Ratan Kumar
Proficient finance professional with over 12 years of rich experience in Credit Analysis and Risk Management. Extensive experience in client handling and team management
Listed skills include Database Administration, Statistics, Software Documentation, Corporate Finance, and 16 others.
Current workplace
Ratan Kumar's current company
Company context helps verify the profile and gives searchers a useful next step.
Axis Bank
11 roles
Ratan Kumar work experience
A career timeline built from the work history available for this profile.
Product Head - Construction Finance
Current
Jan 2024 - Present
Construction Finance
Jul 2023 - Jan 2024
Construction Finance At Hdfc Limited
Jan 2022 - Jun 2023
Assistant Vice President Central Credit
Tata Capital Housing Finance Limited
Nov 2017 - Jan 2022
Business Credit - Construction Finance
May 2017 - Nov 2017
Area Credit Manager
Nov 2015 - May 2017
Analyst - Bank Loan Rating
- Analyzing the business models and financial profiles of the companies to assess the credit risk profile - Engaging discussions with the senior management of the credit issuing company, managing the clients’ rating expectation and making timely clarification regarding any discrepancies- Extensively working on MS Excel based financial models to make the future financial projections - Analyzing the debt servicing ability of the companies, preparing and presenting a detailed credit rating assessment report and recommending a rating to the senior management committees at CRISIL Ltd- Developing domain knowledge regarding various industries like Infrastructure (Roads and Bridges), Auto Ancillaries, FMCG, Textile and Ceramic to understand the industry dynamics and future outlook- Writing various public documents like rating rationale and credit rating reports- Also, engaged in providing analytical support and training to new joiner
Jul 2013 - Nov 2015
Summer Intern
Industrial Finance Branch (Credit Appraisal) - Studied banks domestic lending policy and its compliance with RBI guidelines- Studied a real estate project involving term loan: Rs. 125 Cr. and performance guarantee: Rs.10 Cr.- Identified the shortcomings in the current Credit Appraisal Process- Helped improve Credit Risk Grading Module (CRG Module)- Designed an effective Security / Collateral valuation model
Apr 2012 - Jun 2012
Scientific Officer
State GIS Team Member- Developed thematic map application and deployed it on GIS Bihar web server- Supervised a team consisting of 4 programmers- Assisted in organizing GPS survey of schools, Anganwadi Kendra’s, etc in BiharWeb Designing- Designed / Developed / Maintained GIS Bihar websiteTraining- Faculty: National and State level training programs conducted in association with Department of Official Language (DOL), Government of India.District Informatics Officer (DIO), Gopalganj, Bihar- Provided IT related support to District Administration
May 2010 - Jun 2011
Get
Provisioning Engineer (Transport)- Planned and Implemented logical transport path for various projects
Aug 2009 - May 2010
Team & coworkers
Colleagues at Axis Bank
Other employees you can reach at axisbank.com. View company contacts for 62502 employees →
MP
Monish Paul
Colleague at Axis BankGuwahati, Assam, India
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AJ
Axis Jajmau Trivedi
Colleague at Axis BankAlwar, Rajasthan, India
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AJ
Ashish Joshi
Colleague at Axis BankMumbai, Maharashtra, India
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KM
Karunesh Mishra
Colleague at Axis BankSatna, Madhya Pradesh, India
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MA
Mohammad A.
Colleague at Axis BankLucknow, Uttar Pradesh, India
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VS
Vikas Singh Shekhawat
Colleague at Axis BankNagaur, Rajasthan, India
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PC
Prakash Chauhan
Colleague at Axis BankBhavnagar, Gujarat, India
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RS
Ramesh Ss
Colleague at Axis BankKarnataka, India
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AT
Arvind Trivedi
Colleague at Axis BankJabalpur, Madhya Pradesh, India
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مج
مروه جمال محمد قطب
Colleague at Axis BankDubai, United Arab Emirates
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Monish Paul
Colleague at Axis BankGuwahati, Assam, India
View →
AJ
Axis Jajmau Trivedi
Colleague at Axis BankAlwar, Rajasthan, India
View →
AJ
Ashish Joshi
Colleague at Axis BankMumbai, Maharashtra, India
View →
KM
Karunesh Mishra
Colleague at Axis BankSatna, Madhya Pradesh, India
View →
MA
Mohammad A.
Colleague at Axis BankLucknow, Uttar Pradesh, India
View →
VS
Vikas Singh Shekhawat
Colleague at Axis BankNagaur, Rajasthan, India
View →
PC
Prakash Chauhan
Colleague at Axis BankBhavnagar, Gujarat, India
View →
RS
Ramesh Ss
Colleague at Axis BankKarnataka, India
View →
AT
Arvind Trivedi
Colleague at Axis BankJabalpur, Madhya Pradesh, India
View →
مج
مروه جمال محمد قطب
Colleague at Axis BankDubai, United Arab Emirates
View →
2 education records
Ratan Kumar education
Pgdm, Finance
B.Tech, Computer Science Engineering
FAQ
Frequently asked questions about Ratan Kumar
Quick answers generated from the profile data available on this page.
What company does Ratan Kumar work for?
Ratan Kumar works for Axis Bank.
What is Ratan Kumar's role at Axis Bank?
Ratan Kumar is listed as Product Head - Construction Finance at Axis Bank.
What is Ratan Kumar's email address?
AeroLeads has found 1 work email signal at @hdfc.com for Ratan Kumar at Axis Bank.
Where is Ratan Kumar based?
Ratan Kumar is based in Mumbai, Maharashtra, India while working with Axis Bank.
What companies has Ratan Kumar worked for?
Ratan Kumar has worked for Axis Bank, Hdfc Bank, Hdfc Limited, Tata Capital Housing Finance Limited, and Aditya Birla Finance Limited.
Who are Ratan Kumar's colleagues at Axis Bank?
Ratan Kumar's colleagues at Axis Bank include Monish Paul, Axis Jajmau Trivedi, Ashish Joshi, Karunesh Mishra, and Mohammad A..
How can I contact Ratan Kumar?
You can use AeroLeads to view verified contact signals for Ratan Kumar at Axis Bank, including work email, phone, and LinkedIn data when available.
What schools did Ratan Kumar attend?
Ratan Kumar holds Pgdm, Finance from International Management Institute - Imi.
What skills is Ratan Kumar known for?
Ratan Kumar is listed with skills including Database Administration, Statistics, Software Documentation, Corporate Finance, Portfolio Management, Fixed Income, Business Valuation, and Financial Engineering.
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