Ratika Garg

Ratika Garg Email and Phone Number

Vice President - Business Development ,Growth and Partnerships @ PowerCred
Jakarta, ID
Ratika Garg's Location
Jakarta Metropolitan Area, Indonesia
About Ratika Garg

Currently:● Powering the Indonesian API Economy● Solving Business Challenges at Scale bydemocratizing APIs● Focuses on Open Finance by providingAPI stacks around Banking, Paymentsand Data Verification● Focus on Direct Debit, Virtual Cards,Instant Transfer, and Digital Products(PPOB).● Charge of the Sales and BusinessgrowthPAST EXPERIENCE :Currently working as a Senior Branch Manager with ICICI BANK LTDHead of the 2nd largest branch in the Delhi with size of INR 11000Mln Managing a team of 40 direct reportsEnsuring adequate sales capacity including hiring, training and retention of sales resourcesHandling various branches of CASA and Fixed deposits of size ranging from USD 67 to 135Mln. Handling loans, Forex and trade transactionsExpertise in Retail Banking, Trade transactions, Forex transactions, Loans and as a people trainer

Ratika Garg's Current Company Details
PowerCred

Powercred

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Vice President - Business Development ,Growth and Partnerships
Jakarta, ID
Website:
powercred.io
Employees:
27
Ratika Garg Work Experience Details
  • Powercred
    Vice President - Business Development ,Growth And Partnerships
    Powercred
    Jakarta, Id
  • Powercred
    Founding Team - Growth & Partnerships
    Powercred Mar 2024 - Present
    Jakarta, Indonesia
    PowerCred is a digital lending infrastructure and intelligence suite designed to empower lending institutions. Our platform seamlessly elevates the onboarding, underwriting, and collections processes of lenders enabling the launch of innovative, next-generation financial products.
  • Ayoconnect
    Senior Sales Head - Acquisition
    Ayoconnect Feb 2023 - Mar 2024
    Jakarta Metropolitan Area
    Ayoconnect is Indonesia's leading API platform that builds financial infrastructure through innovative API-driven solutions. Established in 2016, Ayoconnect has interconnected over 1,000 companies through a centralized Open API network that integrates online and offline businesses and financial services providers. Its customer base includes leading banks, online platforms and traditional businesses such as Bank Mandiri, Gojek, BRI, Bukalapak, DANA, Indomaret, Bukakas and hundreds more.
  • Asean Business Partners
    Senior Sales Head
    Asean Business Partners May 2022 - Jan 2023
    Jakarta, Jakarta, Indonesia
    We aspire to be the dependable and trusted partner of choice for international companies who plan to enter and grow in ASEAN.
  • Icici Bank
    Regional Head Lending
    Icici Bank Jan 2022 - May 2022
    Noida, Uttar Pradesh, India
  • Icici Bank
    Senior Branch Manager
    Icici Bank Jun 2014 - Dec 2021
    Noida Area, India
    Working as a Senior Branch Manager-Retail Banking and handling a team of 40 employees with Branch size of INR11000 million.Started my professional journey in 2011 and was handling complete retail banking operations along with the sales of the branch. The CASA and the fixed deposit base of the branch grown from 40 million USD to 135 million USD and promoted to Branch Manager in 2013Handled various branches of CASA and Fixed deposit of size ranging from 67 million USD to 135 million USD. In addition to this, also taken care of loans, Forex and trade transactions during this assignment and finally promoted to Senior Branch Manager in 2018
  • Icici Bank
    Assistant Manager
    Icici Bank Jun 2011 - May 2014
    Noida, Uttar Pradesh, India

Ratika Garg Education Details

Frequently Asked Questions about Ratika Garg

What company does Ratika Garg work for?

Ratika Garg works for Powercred

What is Ratika Garg's role at the current company?

Ratika Garg's current role is Vice President - Business Development ,Growth and Partnerships.

What schools did Ratika Garg attend?

Ratika Garg attended Icfai Business School, Hindustan College Of Science And Technology, St. Clare's Senior Secondary School - India.

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