Ravindra Gupta Email & Phone Number

Woodland Hills, CA, US

Mountain View, California, US

• Launched a digital banking account Sesame Cash in 5 months, increasing ARPU by 70%. Grew user adoption by 2x and amassed 200k users on the waitlist within a month. Delivered industry-first cash rewards for users for.
• Grew credit report and identity protection subscription products on the web and app (Apple Pay & Google Pay integrations). Increased the subscriber rate by 106%, and grew non-subscription revenue per user by 10%.
• Improved KYC success rates by over 28%, through smart integrations with 3rd party APIs.
• Led high growth cross-functional team of 30+ members including PMs, Data Scientists, Engineers, Designers, Marketers, etc. delivering engaging credit improvement features generating 9% incremental revenue QoQ and.
• Launched north star dashboard tracking key KPIs and product adoption metrics for executives that provided deep insights about business performance and helped steer the overall direction for the company.

Berwyn, Pennsylvania, US

• Yodlee is a cloud-based API and Application provider for banks and developers enabling financial data access for creating financial wellness products.Responsibilities:
• Managing a portfolio of financial wellness products including AI FinCheck and OK to Spend across multiple channels – Web, Mobile, Chat, Voice
• Ideating new products with partners
• Improving machine learning accuracy for predicting categories, transactions and balances for AI FinCheck and OK to Spend
• Empowering FinTech developer ecosystem: Launching REST APIs for financial data access and insights
• Expanding the product base in new territories – Canada, UK, Australia, New Zealand

Berwyn, Pennsylvania, US

• AI FinCheck measures consumers financial health against established benchmark across indicators such as spending, savings, borrowing and planning.Responsibilities:
• Managed product concept from idea through validation and launching. Grew customer base rapidly.
• Led a team of data scientists to use machine learning for predicting consumers transactions and tracking debt.

Berwyn, Pennsylvania, US

• OK to Spend is a machine-learning based product that predicts consumers financial transactions in the future helping them avoid overdraft and automate bill payment tracking.Responsibilities:
• Launched product from idea through validation.
• Utilized machine learning for improving prediction.

Berwyn, Pennsylvania, US

• Managed entire personal finance management product for Yodlee.
• Utilized analytics to improve retention rate and increase customer base.

Berwyn, Pennsylvania, US

• Launched key features in PFM for acquiring new customers
• Improved transaction search in the application
• Managed account verification flow for Payments

Redwood City, CA, US

• Yodlee, Bangalore is the product development arm of Yodlee, US delivering major platform development, support and innovation.Responsibilities:
• Managed Yodlee FinApps, financial widgets for online banking home pages, creating new FinApps for rapid revenue recognition, increasing usage rapidly by over 100%.

Redwood City, CA, US

• Managed new feature product requirements, delivery of specifications, engineering review and delivery of developed features from alpha, beta to production.
• Worked with user experience team to create early prototype for user research and testing.

Redwood City, CA, US

• Understood Yodlee’s data model, APIs to delivery robust usage and billing reports. Defined new KPIs and tracked them for improvement.

New York, New York, US

• Helped merchant bankers across the globe track REPIA fund performance over web.
• Worked with Business Analysts to understand project requirement and developed solutions using Goldman Sachs propriety SecDB tool.

Dublin, California, US

* Developed functional testing frame for assisting quality analysts.

Product Management Program

Mba, Information Technology

Be, Computer Science

Education record