Local Initiatives Support Corporation (LISC) is a national CDFI which supports projects that help to revitalize and stabilize underinvested communities through financial and technical assistance to organizations engaged in neighborhood revitalization activities. Under this mission, I primarily support three areas of activity within the LISC LA office: affordable housing lending, small business lending and strategic programs related to the development and preservation of affordable housing.Leading a team, the principal responsibilities include:• Developing a strategic approach to lending on various real estate transactions structures focused on the affordable housing and small and medium enterprises (SME) markets.• Originate, underwrite, closes, and ongoing management of LISC’s Los Angeles housing and small business portfolios.• Guide and support the Housing Program Officer to execute external trainings, meetings, workshops, information sessions, and orientations, both virtually and in person as needed. • Research and develop resources for local, regional, and statewide policy and legislation in coordination with the Executive Director.

Responsibilities include investing in and partnering with non-profit organizations, for-profit Fund Managers, and community development to develop and manage all Community Reinvestment Act ("CRA") investments including equity participations in SBIC, LIHTC and other private funds. CRA loans include credit commitments to non-profit and for-profit organizations (including CDFIs). Actively engages in the sales process to ensure the attainment of CRA while ensuring credit quality and risk management guidelines are maintained.Participates in the loan management process by providing credit and loan underwriting expertise to line colleagues. Analyzes prospective loan transactions and credit worthiness of borrowers. Prepares credit analysis and provide recommendations on proposed credit, including terms and conditions, and potential risks. May function as the primary credit contact for clients and interact effectively with all levels of Bank personnel and outside contacts.Major Projects and Achievements: Created private equity platform responsible for annual investments totaling approximately $100MM annually. Established protocol for creating CRA eligible equity opportunities. Created community development loan memo supporting CRA eligibility qualification. Participated in successful Public Examination audits resulting in Outstanding Investment ratings.Other responsibilities include a contact for related internal/external Compliance, Governance and Audit activities.

Providing strategic financial development and marketing services. Specifically Financial Advisory services, marketing and underwriting of small business loans, other Non-Profit Finance Services and debt placements.Major Projects and Achievements including services provided between 2001-2004: Updated and developed Business Plan and Loan Policies and Procedures for new non-profit loan funds. Responsible for marketing, underwriting and closing of $45MM business loans with non-profit lenders. Provided strategic CFO services. Participated in development for the State of California Loan Guarantee program. Assisted with accounting audit review for variance Regional/National financial institutions. Due diligence project to assess structure and valuation of distressed loan fund assets.

OFS Management, an asset management company with over $1.2B billion AUM, is provider of capital and leveraged finance solutions to mid-market corporations. Investments provided cash flow and asset-based debt financing to support leveraged buyouts, recapitalizations and corporate restructurings. Loan transaction size totaled $7.5-$50MM.Essential Functions:• Source and prepare analysis of investment opportunities that align with firm’s investment strategy.• Help coordinate marketing and branding initiatives.• Manage process to mitigate risks and enhance investment results with sponsors, attorneys and outside parties.• Provide direction and guidance to junior team members on the overall strategy and direction of transactions.Director & Controller (2004-2007)Responsibilities as Financial Officer included accounting of various operating companies and subsidiaries. Specific accounting jobs performed included: preparation of annual budget formation, monthly cash reconciliation, financial statement preparation and Variance analysis. Coordinated efforts of external audit and tax accountants for all regularly scheduled filings. Managed payroll, including development of working capital funding processes. Managed staff including dedicated consultants (Los Angeles, Chicago, Vietnam).

A loan fund supported by 51 banks and 4 corporations, CEDLI provided capital of up to $1 million to California based small business and community organizations. Appointed to President in 2009, with responsibilities including all operations comprising: Portfolio and risk management, Financial reporting, Budgeting and forecasting, Corporate governance, Investor relations and Human Resources for staff of nine and five consultants.Previous experience included promoting lending with Southern California based small businesses and community organizations. Structured marketing efforts to referral sources encompassing banks, professional firms, governmental and other agencies and small businesses. Other duties involved: Financial review and analysis senior/mezzanine loan request. Structuring and underwriting credit request and negotiation and closing transaction. Major Projects and Achievements (President): Re-established organization profitability while maintaining financial flexibility via budget preservation. Received clean unqualified CPA audit opinion following receipt of previous going concern statement. Maintained adequate risk management as evidenced by successful clean outside portfolio audits. Implementation of updated credit policy and legal documentation. Successful deleveraging of revolving bank debt repayment by 75% during tenure.Major Projects and Achievements (Vice President tenure 1999-2004): Total direct lending over $20MM Average annual production of 22 loans totaling $7 million. Assisted in regular review of credit underwriting guidelines and borrower legal documents.

CIBC World Markets is the Investment Banking arm of Canadian based, Canadian Imperial Bank of Commerce. Responsibilities included origination of Corporate and Investment Banking products with follow-on relationship management for U.S. clients. Interacted with all senior management levels. Experience in structuring and negotiating legal agreements as well as the development of budgets and detailed financial analysis. Significant experience in various industries, including Natural Resources, Real Estate and Retail.