Raymond J. Grote, Iii Email & Phone Number

United States

Atlanta, Georgia, Us

Atlanta, Georgia, Us

Our mission is to provide our clients and partners with expert knowledge and access to financial resources that enable them to build best-of-class businesses which benefit owners, their families, and our community. We also seek opportunities to build, acquire, sell, and/or hold investments in companies and assets that we expect will grow significantly in value over time. Please visit RG3consultants.com for more details.

Atlanta, Ga, Us

I work as an advisor to businesses, their owners, and their employees. In this, I assist with capital planning and financing, managing cash, and building long-term wealth. While my clients are diversified across a number of industries, I have special experience and capabilities in assisting healthcare professionals and logistics firms in the Atlanta and Metro Atlanta area.Examples of Client Success Stories:Assisted start-up retail franchise secure financing and begin operations through SBA programProvided emerging consumer medical device company capital to develop new, nation-wide distributor relationshipAssisted dental products company take advantage of year-end tax minimization strategy through 2-day turnaround on new equipment financingProvided additional working capital for medical services company to take advantage of bulk equipment purchasing opportunities and finance growing base of receivables

Columbus, Georgia, Us

Charlotte, Nc, Us

• Manage a portfolio of business clients that constitute 450 emerging companies ($250m-$5mm) in an effort to penetrate and expand the existing relationships in addition to growing the portfolio by successfully adding new relationships

Originate and underwrite loans from prospects and existing customer baseDevelop and maintain relationships for high net worth individuals and complex business customersCoordinated transition of three key businesses banking relationships to help increase deposits by over $1 millionLead efforts to raise approximately $30 thousand for local charities in less than six month of Board memberships.Personally responsible for over 10% ($4 million) of new regional deposits through new business development and enhancement of existing relationships in first nine months of 2010.Assisted in retaining over 96% of deposits in the region following the purchase of Neighborhood Community BankLead introduction of CharterBank to the region through intense coordination with marketing, lending, and retail departmentsLeading campaign to reach out to non-profit organizations throughout the region to increase brand awareness and prove Charter's commitment to the areaActed as interim branch manager while office was evaluated for profitability by acquiring institution- during this time increased deposits by over 15%

Coordinated efforts to raise $6 million through Private Placement and Trust Preferred transactionsAssisted with preparation of annual budgetRenegotiated largest vendor contract to save $200 thousand a year (30% of the former cost) while enhancing and broadening existing product linesImplemented fully compliant Bank Secrecy Act (BSA) program and oversaw all phases of BSA monitoring software installationDeveloped and constantly updated Loan Loss Reserve methodology to ensure compliance Collected and analyzed both local and macro economic data to identify trends that affected company's strategic goals and risk profileImplemented Customer Relationship/Marketing/Asset-Liability Management software along with new proceduresGenerated extensive cost savings, customer loyalty, and enhanced customer relationships by researching, developing programs, and rolling out the following products/bank upgrades:Remote Deposit for BusinessesOnline statementsReal-Time Internet BankingSingle Sign-on for Internet Banking and BillPayDouble-layer Security for Internet BankingBranch Capture and Image Exchange for Item ProcessingQuicken/Quickbooks integration with Internet BankingRegularly collected and analyzed bank data for executive staff on budgeting, liquidity, capital position, regulatory issues, legal matters, and operations

Ms, Banking And Financial Services Management

Finance, Economics, & Spanish

Bba, Economics, Finance, Spanish