A financial adviser, financial planner, pension adviser, and wealth manager of great experience. I help people who worry about not having enough money to retire comfortably; people who worry that they are not making the most of their pension plans and other investments; and people who worry that their death or serious illness will cause their families financial hardship.I help families and businesses conserve their wealth. I help employers understand how they can get the best return on investment in employee benefits.Specialties: Financial Planning, Financial Planner,Pension Planning and Pension Reviews, Pensions & Divorce,Retirement Planning,Annuities,Pension Drawdown,Self Invested Personal Pensions, Pension Transfers, Investment Advice, Wealth Management, Inheritance Tax and Estate Planning, Corporate and Employee Benefits Packages for small to medium size businesses.