Razvan Filcescu Email & Phone Number

25 years of experience in all phases of the lending process, from sales&marketing, product management and budgeting, through credit underwriting and decision... up to credit restructuring, collection and workout.Managing in past entities from a branch - up to an SME credit division (CEB), or up to the entire bank's credit activity and part of the branch network (Procredit).Leading credit underwriting areas (retail, micro, SME, and corporate) and Transformation area (First Bank), coordinating Leumi Bank Integration program (August 2019 - May 2020), Collection and Workout activities for internal First Bank portfolio since Jan. 2021. Operations (incl. loan administration, call center & complaints management, back office treasury) May 2022 - June 2023. Since June 2023 coordinating First Bank' sales & marketing activities in retail, micro, SME and corporate area.Specialties: SME lending, microfinance, corporate and commercial lending, credit risk, credit restructuring, retail lending, early collection, workout activities, transformation projects, process reengineering, DD, and M&A execution.

Listed skills include Credit Risk, Credit Analysis, Credit, Banking, and 26 others.