Renata Andrade

Renata Andrade Email and Phone Number

Senior Product Manager @ Checkout.com
State of São Paulo, Brazil
Renata Andrade's Location
São Paulo, São Paulo, Brazil, Brazil
Renata Andrade's Contact Details

Renata Andrade work email

Renata Andrade personal email

About Renata Andrade

Over 7 years of experience in Product Management in LATAM markets, following 10 years in Finance and Accounting. Experience in fintechs and marketplaces/retail, managing products across all stages of the product lifecycle. Strong expertise in regulatory compliance, payment solutions and digital transformation. Fluent in English and Spanish, with intermediate proficiency in Italian. Graduated in Finance and Accounting, with an Executive MBA in Finance and currently pursuing an MBA in Marketing.Career highlights: ⭐At Moip, a one-stop payment solution for marketplaces, I led the creation of reconciliation team and its processes, recovering over 800K BRL in unknown losses. Led the successful implementation of Mastercard license in Brazil (Moip by Wirecard).⭐At Moip, iFood and Mercado Pago I led the implementation of Resolution 264, a mandatory requirement issued by the brazilian Central Bank applied to acquirers/subacquirers. ⭐As Head of Operations at PagSeguro (which acquired Moip) I led the project for integrating Leroy Merlin, a strategic customer, to our payment solutions.⭐At Rappi, I was responsible for the invoicing process and improved it by leading the SAP implementation for LATAM markets, reducing financial statement delivery time by 50%. I also enhanced the efficiency of the ordering process, which decreased cancellation rates and improved conversion."⭐Contributed to the Central Bank's working group for the creation of PIX, the Brazilian instant payment system.I am passionate about understanding customer needs and ensuring products solve real problems, creating value for both users and the business. I thrive on collaborating with teams to build solutions that positively impact people's lives. My drive comes from continuously learning and adapting, recognizing that product-market fit is always evolving.

Renata Andrade's Current Company Details
Checkout.com

Checkout.Com

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Senior Product Manager
State of São Paulo, Brazil
Website:
checkout.com
Employees:
2193
Renata Andrade Work Experience Details
  • Checkout.Com
    Senior Product Manager
    Checkout.Com
    State Of São Paulo, Brazil
  • Rappi
    Sr Product Lead Latam (Finance)
    Rappi Jan 2023 - Dec 2023
    On-demand delivery platform leader in Colombia, with strong presence in Latin America. Responsible LATAM Rappi Turbo (deliveries in 10 minutes) for the product strategy, roadmap and delivery. Led two squads: one B2B focused on vendor-collaboration, and another B2C (with another PM) focused on ordering system/invoicing.Key results: - Improved conversion, reduced cancellation and stockout rates by improving ordering system efficiency;- Accelerated financial reporting by 50%… Show more On-demand delivery platform leader in Colombia, with strong presence in Latin America. Responsible LATAM Rappi Turbo (deliveries in 10 minutes) for the product strategy, roadmap and delivery. Led two squads: one B2B focused on vendor-collaboration, and another B2C (with another PM) focused on ordering system/invoicing.Key results: - Improved conversion, reduced cancellation and stockout rates by improving ordering system efficiency;- Accelerated financial reporting by 50% through SAP implementation;- Savings with BPO's cost (-10 seconds for each payment approval);- Creation of the new B2B platform for vendor collaboration.- Led the initiative to unify all sources of data related to users, streamlining data management, improving the accuracy and efficiency, making the fintech compliant to regulation. Show less
  • Mercado Livre
    Product Fintech Manager - Mercado Pago
    Mercado Livre Dec 2021 - Jan 2023
    Led regulatory strategy, roadmap, and execution for Mercado Pago, a leading LATAM fintech with 43 million users. Ensured compliance with Central Bank and card scheme regulations, including AML and KYC, for payments processing, financial services and digital wallet services.Key results: - Successfully implemented PIX Saque Troco (API PIX);- Optimized regulatory operations (CCS, Sisbajud);- CERC integration and changes on the settlement process due to Res 264 (receivable… Show more Led regulatory strategy, roadmap, and execution for Mercado Pago, a leading LATAM fintech with 43 million users. Ensured compliance with Central Bank and card scheme regulations, including AML and KYC, for payments processing, financial services and digital wallet services.Key results: - Successfully implemented PIX Saque Troco (API PIX);- Optimized regulatory operations (CCS, Sisbajud);- CERC integration and changes on the settlement process due to Res 264 (receivable registration);- Enhanced digital wallet onboarding and compliance processes;- Led the initiative to unify all sources of data related to users, streamlining data management, improving the accuracy and efficiency and making the fintech compliant to the regulation. Show less
  • Ifood
    Product Manager | Products
    Ifood Apr 2021 - Dec 2021
    Leading food delivery app in Brazil and strong presence in Latin America (food, drinks, pharmacy items and pet products). Responsible for compliace efforts and iniatives with Central Bank requirements (BACEN’s IP license). Key results:- Spearheaded compliance with Res. BCB 264 (Receivables Registration);- Collaborated with Movile to mitigate regulatory risks and optimize user experience;- Actively engaged in industry forums to shape regulatory landscape and discuss the… Show more Leading food delivery app in Brazil and strong presence in Latin America (food, drinks, pharmacy items and pet products). Responsible for compliace efforts and iniatives with Central Bank requirements (BACEN’s IP license). Key results:- Spearheaded compliance with Res. BCB 264 (Receivables Registration);- Collaborated with Movile to mitigate regulatory risks and optimize user experience;- Actively engaged in industry forums to shape regulatory landscape and discuss the latest trends, risks and challenges. Show less
  • Moip Pagamentos
    Product Manager
    Moip Pagamentos Apr 2017 - Mar 2021
    São Paulo E Região, Brasil
    Brazilian fintech platform focused on online payments for marketplaces and digital wallet (Moip by Pagseguro - former Wirecard Brazil). Products managed: prepaid card, acquiring, credit and regulatory products, focusing on payment processing, financial services, compliance and reconciliation.Key results:- Recovered 800K BRL of undetected losses through shaping the new reconciliation area (4 direct reports) and processes;- Mastercard license implemented, enabling the fintech to… Show more Brazilian fintech platform focused on online payments for marketplaces and digital wallet (Moip by Pagseguro - former Wirecard Brazil). Products managed: prepaid card, acquiring, credit and regulatory products, focusing on payment processing, financial services, compliance and reconciliation.Key results:- Recovered 800K BRL of undetected losses through shaping the new reconciliation area (4 direct reports) and processes;- Mastercard license implemented, enabling the fintech to issue prepaid cards (own-sponsored bin);- Negotiations with Mastercard for BIN sponsorship services;- Led critical integrations: CIP, Receivable Registration (Res BCB 264);- Integration with FIDC delivered, enabling credit product operation and scale;- Contributed to the creation of PIX as part of the Central Bank's working group;- Ensured the compliance with card scheme mandates (Mastercard/Visa/Elo) applied to issuer and subacquirer (Cielo, Rede, Stone, Pagseguro);- Led strategic customer integration to our payment solution (Leroy Merlin);- Actively engaged in industry forums to shape regulatory landscape with competitors. card schemes and local regulators. Show less
  • Ferrero
    Accounting Coordinator
    Ferrero Jun 2016 - Dec 2016
    São Paulo E Região, Brasil
    One of the world's largest sweet-packaged food companies, Responsible for ensuring accurate recordkeeping, reporting, and compliance. Deep dive analysis of costing calculation on SAP (MM/CO), understanding how costs were calculated and allocated.
  • Jti (Japan Tobacco International)
    Finance Associate
    Jti (Japan Tobacco International) Oct 2014 - Jun 2016
    São Paulo
    Global tobacco company (Camel brand). Responsible for financial statements reported to the headquarter in Geneva. SAP implemented, being a key-user in Brazil on the global project. Process redesign and standardization for a newly acquired company, fostering efficiency and consistency
  • Sephora
    Sr Accounting Analyst
    Sephora Dec 2013 - Oct 2014
    São Paulo
    Global luxury beauty retailer with a strong presence in both e-commerce and physical stores. Handled accounting closures, capital expenditures and financial reporting delivered to Headquarter in NY. Reduced financial statement delivery time by 1 day.
  • Pwc
    Consultant
    Pwc Jul 2012 - Nov 2013
    São Paulo
    Global professional services firm. Provided finance advisory services across multiple sectors, including construction, food, retail, and e-commerce. Key results: SAP implemented for one of the biggest construction company in Brazil (FI/CO); financial statement delivery time reduced in 45% for one of the largest food companies in the world. Process and structure redesign for companies under M&A process.
  • Andmax
    Financial Manager
    Andmax Feb 2005 - May 2012
    Guarulhos - Sp
    Medium-sized construction company. Responsible for budgeting and forecasting, working capital management, cashflow and audit process. Supplier development in China. Managed 5 direct reports. Drove a 25% increase in sales by implementing government credit lines (BNDES) for our customers.

Renata Andrade Skills

Microsoft Excel Erp Planejamento Empresarial Internal Controls Sap Financial Analysis Contabilidade Financeira Microsoft Office Erp Controle Interno Auditoria Business Planning Accounting Contabilidade Planejamento Financeiro Auditing Budgets Financial Planning Financial Reporting Managerial Finance Financial Audits Forecasting Strategic Financial Planning Financial Management Cash Flow Budget Financial Accounting Aris Macro Sap Bw Contabilidade De Custos Equals Asana

Renata Andrade Education Details

Frequently Asked Questions about Renata Andrade

What company does Renata Andrade work for?

Renata Andrade works for Checkout.com

What is Renata Andrade's role at the current company?

Renata Andrade's current role is Senior Product Manager.

What is Renata Andrade's email address?

Renata Andrade's email address is sa****@****ail.com

What schools did Renata Andrade attend?

Renata Andrade attended Insper, Espm Escola Superior De Propaganda E Marketing, Faculdades Metropolitanas Unidas, Faculdades Metropolitanas Unidas, Fig - Unimesp.

What skills is Renata Andrade known for?

Renata Andrade has skills like Microsoft Excel, Erp, Planejamento Empresarial, Internal Controls, Sap, Financial Analysis, Contabilidade Financeira, Microsoft Office, Erp, Controle Interno, Auditoria, Business Planning.

Who are Renata Andrade's colleagues?

Renata Andrade's colleagues are Rebecca Osobemekun, Beth Graham, Selvina Sooben, Cristelle Migale Anthony, Jean Francois Andre, Paul Barrett, Yonnie Vallet.

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