We are a full service payment processor offering Credit Card, same day/next day ACH for both debits & credits, Real-Time Payments, and International ACH all done through a simple API integration.The system delivers accurate identity trust decisions in milliseconds. Automatically approve, decline, or hold transactions, and customize business policies to refine fraud prevention strategies. Protect against account takeover, automate transaction decisions, reduce false positives and friction & lower fraud costs.New and exciting alternative payment methods that we are introducing to our customers this year include Xpress Cash (pay cash online) through our vast loading network in over 136 countries & our XPress Pay digital wallet. Any customer will be able to use for online and point-of-sale purchases.